V A N Q U I S

Kimlock

That's fantastic, thank you

DODDZY_2

I have just been excepted for a vanquis credit card and im really chuffed that I have been giving a second chance to rebuild my credit score because in the past I have had a many CCJ,S and a house repossession against me.


So don't be afraid to apply

[Deleted User]

Ive dropped them after getting an MBNA, much happier now

Flick216

I have a Vanquis card. I wanted to rebuild my credit score after my IVA. I had a £500 limit to begin with which they have just raised to £1500! I have only had it since January! I have also just had a text to say they are sending me a Gold Card. :eek:

I pay it back in full each month so I'm not worried but it seems to me that they should not be increasing the limits so quickly - or by so much!

thebritishbloke

Flick216 wrote: »

I have a Vanquis card. I wanted to rebuild my credit score after my IVA. I had a £500 limit to begin with which they have just raised to £1500! I have only had it since January! I have also just had a text to say they are sending me a Gold Card. :eek:

I pay it back in full each month so I'm not worried but it seems to me that they should not be increasing the limits so quickly - or by so much!

9 months to increase a credit limit is actually quite slow in the credit card world.

PaulW922

The Gold card is I am afraid to say, the same as a non-Gold card but.. a different colour. I believe it has a fast track customer service line too.

people knock Vanquis but it is a great way to get back on track with a manageable credit limit. The APR is high but the ending is riskier so..

SiberianSwirl

Apologies if this has already been previously discussed!

I'm slightly confused about the Vanquis application process.

I completed my application online and was informed that somebody would be in touch. The next day I received a call from them and I went over the details which I had submitted with my online application (salary, addresses etc...). Then they asked for my debit card information and asked if I intended on paying the balance off in full or part each month.

I didn't have my debit card to hand, so I was told to call back. Just as I was about to call (the next day), I received a text message from them which stated 'congratulations, you have passed the initial check' or words to that effect.

Anyway, I called them back and gave them my bank details and was then informed that they would contact me in 5-10 working days.

Is this standard procedure? I am a little confused as I have read that many people are accepted after giving their card details over?

rags2riches_2

I've just received a call to go over my details and have been accepted.

They said 10 working days to receive the card.

Has anyone received theirs earlier than this?

Thanks

[Deleted User]

Yes, some will have.

rags2riches_2

Deleted_User wrote: »

Yes, some will have.

Can anyone share their wait time?

Anyone received theirs in 3-4 working days?