V A N Q U I S

custardy

Tremour-88 wrote: »

If you were only offered £100 then you have a £150 limit, they usually take 8+ months to an increase ; ;

appears not. card came today with a £250 limit

grancanfan

I got accepted for this card a few days ago, the guy I spoke to on the phone asked if I wanted a £200 cash advance to which I declined, im just thinking will that mean my limit is £250?

boogiemaster

grancanfan wrote: »

I got accepted for this card a few days ago, the guy I spoke to on the phone asked if I wanted a £200 cash advance to which I declined, im just thinking will that mean my limit is £250?

If they offer you £200 cash advance it means credit limit £250

sassy_one

I got a £250 limit, applied a week or so after getting this card for a MBNA owned card, got instantly accepted with a £2000 limit!

Think I only got £250 with Vanquis as my score was too good for them, as I also got £1200 increase on my Littlewoods account last week!

custardy

boogiemaster wrote: »

If they offer you £200 cash advance it means credit limit £250

but it doesnt
I got offered £100 and got a £250 card

boogiemaster

I was going by the Vanquis thread but I suppose it depends on your credit file?

custardy

havent a clue
dont really have much in the way of credit
this is my only CC
just they offered a £100 cash advnace and I assumed £150 limit
but its £250

NekoZombie

Just to let you all know I now have my new credit card with Tesco, limit of £3,500. 19% APR. Very very happy to say the road back to normal credit is complete. I'll probably keep the vanquis one for a bit longer before closing it (I guess I see it a bit like a safety blanket!). Vanquis does work eventually

saintscouple

Tremour-88 wrote: »

If you were only offered £100 then you have a £150 limit, they usually take 8+ months to an increase ; ;

Was definately offered just the £100 cash advance, but card came today with a £250 credit limit :j

Derivative

Sorry for reposting, but has anyone managed to find an 0800 or national number for these fellows yet?

Old one I used to use has stopped working now and I do not have a landline so calling 0845 costs 40p+ a minute.