V A N Q U I S

Maestro.

NekoZombie wrote: »

Just to let you all know I now have my new credit card with Tesco, limit of £3,500. 19% APR. Very very happy to say the road back to normal credit is complete. I'll probably keep the vanquis one for a bit longer before closing it (I guess I see it a bit like a safety blanket!). Vanquis does work eventually

just a question but why close the vanquis one? It might come in useful.

k-swiss85

hello

probably ben asked a thousand times but

ive set a direct debit up to take the full amount every month, my question is:

do i only pay back what i spend on the 1st of every month or do you get charged intrest from the time you use the card.

many thanks

Tremour-88

If you always pay it in full you'll never pay interest (you will with Cash advances though)

k-swiss85

spot on, thanks for the reply

there isnt a monthly fee either is there?

thanks again

giblet10

k-swiss85 wrote: »

spot on, thanks for the reply

there isnt a monthly fee either is there?

thanks again

Nope, no monthly fee either..

spikescot2005

Came home to a nice letter from Vanquis saying that for being a good customer they are reducing my interest rate by nearly 20%.

Tremour-88

spikescot2005 wrote: »

Came home to a nice letter from Vanquis saying that for being a good customer they are reducing my interest rate by nearly 20%.

Now why can't I get such a letter

Maestro.

yellowmonkey wrote: »

Is anyone else having a problem logging on to their website ?

Wont let me connect.

I am having a problem just now where every page redirects to /apply ... ! It also seems that the login process where you set up your details for the card does not accept my new debit card, a mastercard. Hell they even accept solo and Maestro...!!! /groan

Maestro.

right, apparently debit mastercard goes through their system as delta (however that works, because delta is part of Visa!) so if anyone has a debit mastercard and in the same position as me, select Delta as your card type.

Oh, and it appears that every time you phone Vanquis they try to sell you their PPI plan... :mad:

grancanfan

I have just recieved my pin today, i thought your card came 1st then your pin, or can this happen?