V A N Q U I S

KingElvis

Russe11 wrote: »

I thought the natwest cards looked pretty naff, but the vanquis cards are even more drab.

Plus the fact they are issued by the gypsies of the CC world

I remember someone on here had a hideous Union Jack one....shudder

Watalie

KingElvis wrote: »

Plus the fact they are issued by the gypsies of the CC world

I remeber someone on here had a hideous Union Jack one....shudder

They maybe gypsies but they are helping me rebuild my credit profile. And for that, I am grateful.

spikescot2005

I remember someone on here had a hideous Union Jack one....shudder

Thats the one i got, thought it looked better then the rest of them.

KingElvis

spikescot2005 wrote: »

Thats the one i got, thought it looked better then the rest of them.

Oh well mate, as long as you don't run a balance, it works the same as any other card I guess

tigerlily44

Any idea when you get rises with Vanquis? I've got a granite card which I don't really want, but given the fact that I can't get anything else at the moment it will have to do. I got mine in early January with a £500 limit, didn't use it until February but have paid off the full balance so far

thanks
tiger

Watalie

I can't quite remember when I got the first increase... after 4 or 6 months I think.

CpdButWhy

How soon is my new Vanquis credit card contract supposed to turn up in my Experian credit report? I have had it for more than a month (already had my first statement), but it is still not visible there...

BugsyBrowne

tigerlily44 wrote: »

Any idea when you get rises with Vanquis? I've got a granite card which I don't really want, but given the fact that I can't get anything else at the moment it will have to do. I got mine in early January with a £500 limit, didn't use it until February but have paid off the full balance so far

thanks
tiger

If I was you keep your £500 credit limit reject all increases,you don't need a big limit to improve your credit score.

intranicity

star-fire wrote: »

If I was you keep your £500 credit limit reject all increases,you don't need a big limit to improve your credit score.

Plus watch out for other rises, not just your credit limit that can go up....

I've never missed a payment, gone over my limit or anything, infact I recently got a 'normal' credit card, last month they increased my interest rate from the already high 39% to 59% :mad::mad::mad:

luckily I didn't have a big balance and have the funds to clear it...... Good for rebuilding your credit, BUT BEWARE, you could get stung too.....

samwsmith1

KingElvis wrote: »

Plus the fact they are issued by the gypsies of the CC world

I remember someone on here had a hideous Union Jack one....shudder

That would probably be me....

spikescot2005 wrote: »

Thats the one i got, thought it looked better then the rest of them.

For this reason!