V A N Q U I S

krycek985

izools wrote: »

If you were in fact late there's no way in hell they will remove them.

How long ago did you miss the payments?

Missed 2 payment mid and late 2007 but paid straight after I noticed I was late. Closed the account myself Dec 2007. Still a while before they reach 6 years and drop off

Didnt think they would remove them but thought I might write them a letter and see what happened. All they can say is no so worth a try,

waptext

havn't had an increase in my vanquis credit limit yet its still £500 but i've only hads it since december , i just got a letter from barclaycard today they are increasing my £510 limit to £1020 (strange figures eh) also strange date the increase comes into effect 8th april over a month away

fozmcfc

New rules they have to give you time to reject an increase.

Just curious but why would anyone really want an increase on their Vanquis card, surely even to spend £500 on one is just crazy.

izools

krycek985 wrote: »

Missed 2 payment mid and late 2007 but paid straight after I noticed I was late. Closed the account myself Dec 2007. Still a while before they reach 6 years and drop off

Didnt think they would remove them but thought I might write them a letter and see what happened. All they can say is no so worth a try,

Although TBH being so long ago those late payments really aren't going to make a proper difference to your credit worthiness anyway.

Still, good luck with Vanquis

spikescot2005

Yay i'm on the road to recovery.

Got accepted for a Vanquis card which arrived yesterday. £250 starting limit 49.9% APR. Just waiting for the pin to arrive. Didn't thing i would get accepted but did so things must be improving.

Is it worth applying for an Aqua card too or should i leave it?

geeuk

how long did it take to get the card from the date they accepted you ? i am still waiting for my card to arrive..

spikescot2005

I applied on the 28th of February, got the phone call on the 7th of March and got the card on the 14th of March. Just waiting for the pin number.

Watalie

Just got another limit increase from Vanquis - £2,500 now.

Russe11

I thought the natwest cards looked pretty naff, but the vanquis cards are even more drab.

Watalie

Russe11 wrote: »

I thought the natwest cards looked pretty naff, but the vanquis cards are even more drab.

Yep - they are hideous!

I keep mine hidden away at home and rarely use it other than for online shopping. It's a credit building tool for me. Although I do have a small balance on it at the moment, it'll be gone at the end of the month.