V A N Q U I S

crbuilder

i want to apply for a vanquis card however about a month ago applied for a capital one c/c and was successful - if i was to apply for the Vanquis so soon since getting the capital one would it be highly likely i'll be declined?

DizzleUK

Well booger me! Just logged on to Vanquis and they've given me a limit increase.... I'm now up to £500!

Wonders will never cease!

yenool

crbuilder wrote: »

i want to apply for a vanquis card however about a month ago applied for a capital one c/c and was successful - if i was to apply for the Vanquis so soon since getting the capital one would it be highly likely i'll be declined?

I applied for my cap-one card in Feb and then 2 months later applied for Vanquis.

Only downside is vanquis are a bit sluggish with the application and you don't get an instant yes or no unlike with capital one.

Also, the interest rates / terms & conditions are horrific......... Ido not EVER consider actually using the card to borrow, just pay it in full every month without fail...................... I reckon there are full blown leg breaking loan sharks who would charge less APR%!!!!

The_Cappuccino_Kid

hopefulfooluk wrote: »

Ring them and tell you you want to cancel whatever it is that is charging you £6 a month. Sounds like their ID protection service.

If it is the ID protection (CPP) service then I think it's a year's contract.

hopefulfooluk

The_Cappuccino_Kid wrote: »

If it is the ID protection (CPP) service then I think it's a year's contract.

Ouch!!! Not good...

Shiela

CPP is a nightmare. Somehow, when I took out an Asda Card, I agreed to take out ID Protection. I couldn't understand how, but didn't kick up a fuss because I thought I'd ticked a box somewhere. Knowing it would run out after a year I reluctantly let it pass.

However, imagine my dismay when it was renewed without my approval. I wrote to them objecting to the renewal and deduction of the annual premium from my ASDA card. However, they wrote back saying they had send me a letter notifying me of the automatic renewal. I received no such letter or I would have been quick to object.

I have explained to them quite clearly that this policy,is totally unneeded as I have ID protection in place with my bank (Barclays) and I also subscribe to the Experian ID protection with an annual policy to view reports etc (Username: shielahussain). Why on earth would I want any further protection because I would not be able to make a valid claim to each of them should the need arise. Or is CPP encouraging me to act fraudulently should the need arise?

Is anyone else out there having the same sort of trouble. They have a seperate line specifically for this type of thing, so my guess is it is happening a lot!!

Shiela

Watalie

Does anyone know what the higgest Credit Limit is for a Vanquis card?

Thanks

[Deleted User]

My Vanquis limit goes up while my Aquacard limit goes down. lolol

woodsey1982

Got my new card a few weeks ago, and requested a DD to be set up from the 1st of the month to clear my balance in full.

However, when the card came, they say my statement is due on 16th September, to be paid by something like 8th October? Would that be right?

Also, I'm paid tomorrow - if I log in to evanquis and clear my bill in full now, then run it up again - will they charge me again on September 16th

inkslinger

Watalie wrote: »

Does anyone know what the higgest Credit Limit is for a Vanquis card?

Thanks

£1250 I believe.