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May 2010 Stock News Release

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blue_mum

DizzleUK wrote: »

Are these increases at the time of a statement or are they mid-month?

(Statement 14 due to be produced on Tuesday and still on £250 atm)

HI

I got mine the day after the statement was produced.

Bosie

Good Morning, I started with Vanquis Last July 2009 and they gave me a £250 limit, almost a year on it's now £2250. Quite a jump, but it does my credit files a boost.

never-in-doubt

Bosie wrote: »

Good Morning, I started with Vanquis Last July 2009 and they gave me a £250 limit, almost a year on it's now £2250. Quite a jump, but it does my credit files a boost.

Bloody hell - there's a blast from the past - Hello stranger!

I remember when you got accepted! Mine is still at £500 - keep meaning to send the card back to them :rotfl: :rotfl:

DizzleUK

Latest statement arrived, no limit increase yet again (month 15 now). Though they have issued me with my first set of cheques (binned). Anyone else get a limit increase after their first set of cheques?

mancini601

Have had Vanquis for 3 years or so. Started with £250 limit and stuck on that for nearly two years.

Limit is now £2000 although I never use that amount.

Six months ago, thought I'd have a go at the Sygma Silver Mastercard as many people were reporting success. Got a 'We'll let you know in 7-10 days' message. This turned into a letter saying 'Sorry' etc etc.

Here we are 6 months on with more green zeros on my Equifax, nothing owing on my Vanquis or Cap One and tried again for the Sygma Silver (this morning). This time I got an instant decline! Not even the 7-10 wait before being told to bog off. Oh well. Back to my Vanquis 59.9% and Cap One 34.9% again....

izools

mancini601 wrote: »

Have had Vanquis for 3 years or so. Started with £250 limit and stuck on that for nearly two years.

Limit is now £2000 although I never use that amount.

Six months ago, thought I'd have a go at the Sygma Silver Mastercard as many people were reporting success. Got a 'We'll let you know in 7-10 days' message. This turned into a letter saying 'Sorry' etc etc.

Here we are 6 months on with more green zeros on my Equifax, nothing owing on my Vanquis or Cap One and tried again for the Sygma Silver (this morning). This time I got an instant decline! Not even the 7-10 wait before being told to bog off. Oh well. Back to my Vanquis 59.9% and Cap One 34.9% again....

What adverse credit did you have? And how many times have you applied for credit lately?

07984

I got accepted by Vanquis approx 3 years ago @ 20 yrs old. I had a terrible credit score (could never understand why) and couldn't get ANYthing on credit.

Used it quite liberally from day one at around 40% and I have paid them a pretty penny over the years. I found my limit increases quite regular, (started £250, now £3000 << last week) and I took this as a good sign for my rating.

Got accepted for Capital 1 basic card year later with 200 limit. This only just increased to 800 last month.

Then, a week ago I got a letter from Barclaycard inviting me to apply for their 16.6% Platinum card. I NEVER get these letters so took it as a good sign and applied online, gambling that my score was now healthy enough. Got accepted with a £5600 limit! 0% on purchases for 12 months.
Balanced transfers my balances from the Vanquis and Capital1 so happy days, thanks to Vanquis initially. Not sure what to do with the other cards though.

dizzybee

Anyone know how they take to let you know if you have been approved? i applied over 3 weeks ago.

fozmcfc

07984 wrote: »

snip...............

Then, a week ago I got a letter from Barclaycard inviting me to apply for their 16.6% Platinum card. I NEVER get these letters so took it as a good sign and applied online, gambling that my score was now healthy enough. Got accepted with a £5600 limit! 0% on purchases for 12 months.
Balanced transfers my balances from the Vanquis and Capital1 so happy days, thanks to Vanquis initially. Not sure what to do with the other cards though.

Congratulations, spend and lend wisely :T:beer: