Sar Letter

robbedofmymoney

rd303 wrote: »

Cheers robbedofmymoney

Did you send the SAR to your branch or head office?

on the very first page of this thread, there is a template letter you can use

as its Lloyds you need to send it to the address below

LLOYDS TSB BANK PLC
DSAR TEAM
CUSTOMER SERVICES
RECOVERY TEAM
CHARLTON PLACE C57
ANDOVER
HAMPSHIRE
SP10 1RE

amersall

FlySi wrote: »

A quick bit of advice would be handy. A number of SARs have been sent to various companies and the 40 day window closes this weekend. If these companies fail to respond within the 40 day window, what is the appropriate course of action? Two of the companies in question have banked the cheques, one of them has not.

Much obliged!

Hi,you need to contact these,and ask what your next step is

https://www.ico.gov.uk/Global/contact_us.aspx

DarcyF

Hi

I finally recieved all of the paperwork from MBNA. Included was the 'sign up' sheet that was used to apply for the credit card. It is clearly marked no for payment protection, yet MBNA charged me payment protection from the start, stopped for a few years then started it up again! There are also a number of other charges that are on the printout sent to me recently but were never mentioned in any of my statements. Could someone please tell me if these charges were ok, or whether I can claim back for them. They are

Promotional retail interest charged
Retail Interest charged
Posted Credit Insurance fees
Credit Insurance plan coverage
Finance charge
Lifestyle Protect.

Late charges were also charged upto £25 a month. How much of this can I claim back?

Thank you in advance for your help

amersall

You can claim for these. Posted Credit Insurance fees
Credit Insurance plan coverage


Lifestyle Protect. This one i am not sure about,you should put a claim in for all insurance and associated charges for these.
Not sure about the late charges either,if you paid late,then they can charge you for this.

If you win mis sell,they only go back 6 years unless you have proof of insurance going back further,this will be on the statements as seperate transactions.


Look here for reasons for mis sell.

http://www.moneysavingexpert.com/reclaim/ppi-credit-card-insurance

Jinty1868

can anyone give me the address to send a SAR to Royal Bank of Scotland??

dilus

Jinty1868 wrote: »

can anyone give me the address to send a SAR to Royal Bank of Scotland??

Probably the best place to send it as posted in the A - Z on the forum

Bank Of Scotland
Head Office
The Mound
Edinburgh
EH1 1YZ

bfern1985

Sorry if I am being silly (I am a newbie!) but what is the difference between an SAR and martin's standard letter template costing £1?
Thank you!

amersall

bfern1985 wrote: »

Sorry if I am being silly (I am a newbie!) but what is the difference between an SAR and martin's standard letter template costing £1?
Thank you!

With a SAR you get all the info they have on you.

If you do the £1 it is for a copy of your credit agreement,if the account is closed,they will not have to give you a copy of your agreement so you will waste time with this request.

If it is for a credit card,then a copy of the agreement may not help you,as some cc ppi is added on when you phone to activate the card.

ncap

Hi, can you claim ppi back from mortgages as ive had several over the past 10yrs and im sure I was paying ppi on them?? I also had a 10,000 pound loan to run along side my halifax mortgage and I remember the lady saying she would recommend taking the ppi to get the loan, but that was back in 2003, can I still claim that far back? I have no info on the mortgages or loan. Please help lol

amersall

ncap wrote: »

Hi, can you claim ppi back from mortgages as ive had several over the past 10yrs and im sure I was paying ppi on them?? I also had a 10,000 pound loan to run along side my halifax mortgage and I remember the lady saying she would recommend taking the ppi to get the loan, but that was back in 2003, can I still claim that far back? I have no info on the mortgages or loan. Please help lol

Some Mortgage ppi is very hard to win a mis sell claim with.

As you have no paperwork and 10 years has passed,you may find it hard to get this info.
You could ring Halifax and see if they can find you on the system,they may recommend a SAR,if they do then ask for one, dont forget the £10 fee.

The loan(if you can find the account number) may have had ppi on,but you need to find this out.