HSBC Banking

TheEffect

milfordmadness wrote: »

Ok that rules that out. She tried to say that is I refused it 6wk ago then i can't reapply for 3mth and this may have carried over to internet banking...... don't know, will find out soon hopefully! Still on hold - thanks for local number - free!

That may be the case, but it seems unlikelly.

sutton111

Don't get too paranoid!!!

It will be okay.

TheEffect

sutton111 wrote: »

Don't get too paranoid!!!

It will be okay.

Haha, he'll be on prozac by the end of the call. :rotfl:

simax

Surely someone who earns the amount of money you do shouldn't need an overdraft, or am I missing something?

TheEffect

simax wrote: »

Surely someone who earns the amount of money you do shouldn't need an overdraft, or am I missing something?

Yes. It's not that he wants an overdraft; it's that he wants the overdraft screen... :rotfl:

sutton111

simax wrote: »

Surely someone who earns the amount of money you do shouldn't need an overdraft, or am I missing something?

Probably a safety net.

sutton111

TheEffect wrote: »

Yes. It's not that he wants an overdraft; it's that he wants the overdraft screen... :rotfl:

:rotfl: :rotfl:

I think they are worried that there is something wrong with there account.

milfordmadness

sutton111 wrote: »

:rotfl: :rotfl:

I think they are worried that there is something wrong with there account.

Thats right, I feel that something isn't right so am fishing to see why and what! I refused the £200 o/d when they offered me account - they are saying this could be the problem LOL. God knows.

By the way, I don't earn loads I work loads! What I earn pays mortgage quicker that's all. I'm not flash nor rich, I wish!!! I was simply making the point that it's not like i'm a scroat with no dollar to pay for my goodtime! lol

TheEffect

Best thing to do is wait 3 months and if nothing has changed, ring them back.

milfordmadness

HSBC have categorically stated to me just now on the phone:

As you declined to take the £200 overdraft offered to you when you opened the account you have to wait 3mth before reapplying. The system will not allow us to edit the overdraft even though we can clearly see from application notes that you were offered the overdraft.

I said I never declined it and to reinstate it, she said she cannot do anything for 3mth. I told her as I signed for a service that you are now not offering me, I shall not pay the £12,95 for 3mth either and see how you like it. They are now investigating for me but something isn't right, dunno what but something is just wrong here!