HSBC Banking

milfordmadness

clairet707 wrote: »

Er this isnt the dedicated plus number, its the geographic HSBC general number, its on the back of all my switch cards etc

I have 3 current accounts with them (two joint with my husband and one of my own) and only 1 is a plus account (my personal one) but I have used that number with all 3 accounts and my savings and my credit card accounts

they work out you are a plus customer when you put your account number and sort code in to the telephone banking system...

Hi,

I was simply duplicating what I was told in post #22.

I understand that they recognise you when you input details, now!

allthingsconsidered2009

milfordmadness wrote: »

I'm not! I just wanted to get the same screen as everyone else had - mine was different..... I explained this earlier and you responded lol.

Its all fixed now though, I guess it was all to do with the fact I refused an o/d at account opening which if you do that you cannot apply for anything for 6 months. It blocks you. I needed a 2nd account, no chance. Now the o/d thing sorted I got it...

Thats about the jist of it, according to my branch.

Have you now opened your 2nd account?

milfordmadness

allthingsconsidered2009 wrote: »

Have you now opened your 2nd account?

Yea, HSBC..... sorted :T

milfordmadness

milfordmadness wrote: »

Yea, HSBC..... sorted :T

Got the visa debit card etc but no c/g card - they told me when I queries this that I can have it after 6mth LOL. But I do have c.g with my plus card so no matter

Lokolo

The £100 gaureentee is for Current Account Advance which requires a minimum of £500 a month into the account but obviously they do checks every 6 months (average most probably) rather than every month...

milfordmadness

Lokolo wrote: »

The £100 gaureentee is for Current Account Advance which requires a minimum of £500 a month into the account but obviously they do checks every 6 months (average most probably) rather than every month...

Half true, you still have to qualify - not just pay in the £500. I only opened it the other day, the branch knew i'd be putting over £2500 per month into it but they still won't give me a c/g. It may be because I already have one with my Plus account, gawd knows!

milfordmadness

allthingsconsidered2009 wrote: »

Same thing has happened to me. I got the full cheque guarantee with my Plus account. I also opened a business account and got a cheque guarantee card with that. But when I opened the second current account I got a debit card with no cheque guarantee facility. It's not a huge problem but it is actually quite annoying as I use the second account for grocery shopping and I buy my meat at a shop that still takes cheques and not debit cards.

what does the new Visa Debit look like? I only have the bog standard Maestro

Yea I agree with you, its just a pain cos like why give me one on one account but not another lol.....

Anyway, photo of debit card etc is shown here - looks like a platinum credit card though, IMHO!

HSBC New Visa Card

milfordmadness

New HSBC Visa Card thread shown here: http://forums.moneysavingexpert.com/showthread.html?p=18797103#post18797103

milfordmadness

allthingsconsidered2009 wrote: »

A fairly tasty looking card Mil. I might pretend to have lost my current card and get the Visa replacement

Nah don't do it - you'll lose the c/g element!!! Hold onto the Maestro.... yea, looks smart (like a platinum visa) but I do like the plus card and as this is back up card, not bothered but wish it had c/g....

magiciansgirl

Hi, this is a question for Shelfstacker when convenient. I'm an HSBC customer of 16 years standing, have an HSBC Plus account and have been rebuilding my credit history for the last 18 months. I missed a few mortgage payments back then (tough period) but have now paid all the arrears, have a better paid job, and keep my bank account in credit. My credit score however remains poor because of a couple of CCJ's, now satisfied.

I have a variable rate mortgage with them of approx £72,000 and the property is worth £325,000 even in this market. I'd really like to add £40,000 to get rid of a vile secured loan elsewhere but am worried they will turn me down. I just can't face the rejection and am trying not to make hopeless applications. Any thoughts/advice gratefully receieved.