PPI Reclaiming Discussion part 4

beth3735

Ok Well I just spoke to Lloyds, Im not 100% what the original loan amount was for, as my memory is poor since Kids.
But I only paid them £161 twice and then I paid a lump sum of £4967 off.

The company was direct auto finance and she gave me a ref number, she couldnt 100% say it was my account number, But the girl in Lloyds for once was ever so helpful

Di I will contact the FSCS now to see if that company is listed with them

beth3735

Just contacted FSCS, he said im !!!!!!ed as it was back in 2002 and they have gone bust, He said because it happened before some date in 2005 im not covered and they cant help me

But Direct Auto Finance has gone bust and I cant claim a penny back from them

beth3735

oops, that was only Bug gered, I wasnt being rude lol

di3004

Beth I hate it when that happens.......... I know how you feel here, but in this case then contact the FOS instead, with one of mine they were not governed and the FOS sent back the details to me a few times, however, they are taking this to the underwriter/insurer group instead and the loan business dissolved.

Can you remember who the actual insurer was for the finance business?


Its just another direction you can try to take this.;)

tiggrae

beth3735 wrote: »

Just contacted FSCS, he said im !!!!!!ed as it was back in 2002 and they have gone bust, He said because it happened before some date in 2005 im not covered and they cant help me

But Direct Auto Finance has gone bust and I cant claim a penny back from them

hi Beth what's led you to think Direct Auto Finance have gone bust, they are still on the FSA Register, this is their address, I've recently had dealings with them so I know they're still in business

Springfield House
Springfield Road
Horsham
West Sussex
RH12 2RG

Direct Auto Finance Limited are still listed as incorporated on Companies House and last filed return was 30.09.2009

beth3735

Ok Just phoned some random man called John who's number I found, He doesnt deal with Direct Auto Finance and hasnt since early 2008 lol But he was very helpful and gave me 3 numbers for Direct Auto Finance, Also an Address too.

I just called 1 of those numbers and instantly got through to DAF, The guy on there was instantly put off by me when I asked how much PPI I paid within the time I had the loan open, But he did. He told me I paid £1109.

Oh and that ref number instantly worked too So here goes another miss sold claim! Worth a try, Even though I feel with this company I may have a fight on my hands as it was paid off in Dec 2002.

Thanks for helping me

beth3735

tiggrae wrote: »

hi Beth what's led you to think Direct Auto Finance have gone bust, they are still on the FSA Register, this is their address, I've recently had dealings with them so I know they're still in business

Springfield House
Springfield Road
Horsham
West Sussex
RH12 2RG

The FSCS told me they had gone bust along with Yes car credit, But saying that the man in the FSCS was the most unhelpful thing going today!

Thanks for the address, I will be writing to them today.

di3004

tiggrae wrote: »

hi Beth what's led you to think Direct Auto Finance have gone bust, they are still on the FSA Register, this is their address, I've recently had dealings with them so I know they're still in business

Springfield House
Springfield Road
Horsham
West Sussex
RH12 2RG

Brilliant Tiggrae......:T:T:T

di3004

beth3735 wrote: »

Ok Just phoned some random man called John who's number I found, He doesnt deal with Direct Auto Finance and hasnt since early 2008 lol But he was very helpful and gave me 3 numbers for Direct Auto Finance, Also an Address too.

I just called 1 of those numbers and instantly got through to DAF, The guy on there was instantly put off by me when I asked how much PPI I paid within the time I had the loan open, But he did. He told me I paid £1109.

Oh and that ref number instantly worked too So here goes another miss sold claim! Worth a try, Even though I feel with this company I may have a fight on my hands as it was paid off in Dec 2002.

Thanks for helping me

Great work beth :T:T:j, fingers crossed for you.:beer:

tiggrae

di3004 wrote: »

Great work beth :T:T:j, fingers crossed for you.:beer:

HI beth,

unfortunately you will as DAF reject every claim put to them - you won't be able to your claim to the FOS as they didn't come under their jursidiction when the policy was sold, you can of course always start proceedings against them - this will be your only recourse, but be careful before you do