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PPI Reclaiming Discussion part 4

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Comments

  • busbyh
    busbyh Posts: 2,342 Forumite
    pinknico wrote: »
    Was reading the posts on this site back in August 2008 where the FSCS had said that Picture would be declared in default in two to three weeks. How wrong were they??!!
    2 weeks:mad: that's a joke. Why can't they be honest from the start instead of building hopes up. I remember them telling me that last November. Surely it cannot take much longer to be sorted:mad:
    xx
    dialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee
  • busbyh
    busbyh Posts: 2,342 Forumite
    pinknico wrote: »
    Mine is number 45 and returned August 22nd 2008.

    Mine is 282 and was received by FSCS on 12th Sept:confused:
    dialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee
  • di3004
    di3004 Posts: 42,579 Forumite
    busbyh wrote: »
    Hi Di
    Hopefully it won't be too long now and you will be first in the queue;) If it's gone to Deloitte it must be some time very soon
    x

    Cheers.:beer:
    Well I'm keeping an eye on the Picture ones, so I know we will not be so long after.
    Don't they sort them in batches I wonder?, like for instance one section will sort out 1-100, and so on but all at the same time sort of thing, so they will all be sorted more or less around the same time?;)
    I hope so, so none of you will be waiting about too long, fingers crossed to you all.;)XXXX
    The one and only "Dizzy Di" :D
  • busbyh
    busbyh Posts: 2,342 Forumite
    edited 16 August 2009 at 11:22AM
    di3004 wrote: »
    Cheers.:beer:
    Well I'm keeping an eye on the Picture ones, so I know we will not be so long after.
    Don't they sort them in batches I wonder?, like for instance one section will sort out 1-100, and so on but all at the same time sort of thing, so they will all be sorted more or less around the same time?;)
    I hope so, so none of you will be waiting about too long, fingers crossed to you all.;)XXXX
    i Di
    I think you will be right on that, they must have quite a few staff working on them otherwise they would take forever to complete. I'm sure it is just a case now of working out how much for each of us. They will have a programme set up to calculate them I would think;)I work on a pay system and the computer does all the calculations,it should be then a case of authorisation and THE LONG AWAITED CHEQUE:beer: or is that
    too easy!!!:D
    xx

    Good luck to you with yours;)
    dialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee
  • di3004
    di3004 Posts: 42,579 Forumite
    busbyh wrote: »
    i Di
    I think you will be right on that, they must have quite a few staff working on them otherwise they would take forever to complete. I'm sure it is just a case now of working out how much for each of us. They will have a programme set up to calculate them I would think;)I work on a pay system and the computer does all the calculations,it should be then a case of authorisation and THE LONG AWAITED CHEQUE:beer: or is that
    too easy!!!:D
    xx

    Good luck to you with yours;)


    Cool ..........:T:T
    I hope so, getting excited when I read all your posts, and know it won't be so long after.
    Mine though is not going to be all that much, but still it adds up.;)
    Fingers crossed for you all.:beer:XXXXX
    The one and only "Dizzy Di" :D
  • mathewuk
    mathewuk Posts: 14 Forumite
    di3004 wrote: »
    Hi Mat
    Apologies for the delay in responding.

    You do not need to enclose a copy of your agreements. They should hold all your details on date/microfiche.

    If the other loans did not have PPI, then not to worry then, only concentrate on the loan with PPI.

    On the last bit of the letter that is just basic and yes if they have no reason to uphold your complaint, they will give you the reasons, then you can write back and act on those reasons with further information as the next stage of the reclaim.;)

    Address to send on ppi reclaiming here:

    Lloyds PPI
    Customer Care
    Lloyds TSB Insurance
    Tredegar Park
    Newport
    South Wales
    NP10 8SB

    Tel 0845 3005599
    Fax 01633 468835

    Hope this helps Mat, good luck with this.

    Di
    X

    Thank you very much Di. I will give it a go.

    Regards
    Mat.
  • di3004
    di3004 Posts: 42,579 Forumite
    mathewuk wrote: »
    Thank you very much Di. I will give it a go.

    Regards
    Mat.

    With pleasure Mat, yes go for it and keep us informed, cheers and good luck.;)
    The one and only "Dizzy Di" :D
  • busbyh
    busbyh Posts: 2,342 Forumite
    edited 16 August 2009 at 12:56PM
    di3004 wrote: »
    Cool ..........:T:T
    I hope so, getting excited when I read all your posts, and know it won't be so long after.
    Mine though is not going to be all that much, but still it adds up.;)
    Fingers crossed for you all.:beer:XXXXX
    It doesn't matter how much, it is still your money. You have been so good to everyone on this site and I hope it comes through soon:A:beer:
    I won't be getting anything as it my daughter and son-in-law's claim, other than complete satisfaction if it helps them clear some debts-thats all I want to see,the credit card being the main one.It will help so much as they have a big mortgate as they transferred the 2nd charge from Picture to it. But they are paying less than they were for the second charge to Picture

    PICTURE is a swear word in their house, but at least they have got them out of their hair.They were so close to being in the same position as dialysis and this is why I can empathise with her so much and hope that hers comes through very soon.
    I wish I had the guts t go on one of Martins TV show:eek::eek:
    xx

    They borrowed to consolidate other loans which ended up costing them an extra £12000appr with interest. It could actually be more:mad:
    dialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee
  • di3004
    di3004 Posts: 42,579 Forumite
    busbyh wrote: »
    It doesn't matter how much, it is still your money. You have been so good to everyone on this site and I hope it comes through soon:A:beer:
    I won't be getting anything as it my daughter and son-in-law's claim, other than complete satisfaction if it helps them clear some debts-thats all I want to see,the credit card being the main one.It will help so much as they have a big mortgate as they transferred the 2nd charge from Picture to it. But they are paying less than they were.

    PICTURE is a swear word in their house, but at least they have got them out of their hair.They were so close to being in the same position as dialysis and this is why I can empathise with her so much and hope that hers comes through very soon.
    I wish I had the guts t go on one of Martins TV show:eek::eek:
    xx

    They borrowed to consolidate other loans which ended up costing them an extra £12000appr with interest. It could actually be more:mad:

    Thank you.:A
    You are amazing hun and I know your daughter and son in law are very proud of you helping them through all this, what a lovely lady you are.:T:T:T:beer:.

    I wish I had the guts too......:o.

    Yes poor Dialysis, the distress this have caused her and her family, I just hope now it all works out in her favour, "what goes round comes round":D;).
    Good luck to your daughter and son in law as well, you should also be very proud of yourself hunni.:T:T:beer:.
    XXXXXXXX
    The one and only "Dizzy Di" :D
  • busbyh
    busbyh Posts: 2,342 Forumite
    di3004 wrote: »
    Thank you.:A
    You are amazing hun and I know your daughter and son in law are very proud of you helping them through all this, what a lovely lady you are.:T:T:T:beer:.

    I wish I had the guts too......:o.

    Yes poor Dialysis, the distress this have caused her and her family, I just hope now it all works out in her favour, "what goes round comes round":D;).
    Good luck to your daughter and son in law as well, you should also be very proud of yourself hunni.:T:T:beer:.
    XXXXXXXX
    Thanks Di:beer:
    I don't know what I will do when this is sorted- maybe get back to my books:D I am sure I will still be logging on though- it's addictive;) All I seem to do at the moment is go through the paperwork/agreements over and over again. Want to ensure I haven't missed anything should I need to fight the case further.:rolleyes:
    We have all learned valuable lessons from this wouldn't you say:beer:
    dialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee
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