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PPI Reclaiming Discussion part 4

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Comments

  • pinknico
    pinknico Posts: 3,261 Forumite
    Showergirl you have said what we all think so good on you!

    On the up side today Tesco Personal Finance has given the FOS a settlement figure for me, the FOS are checking it and will then send the form for me to sign.
    DS1 12/10/04
    DS2 13/07/06
    DD1 06/12/07
  • showergirl
    showergirl Posts: 885 Forumite
    pinknico wrote: »
    Showergirl you have said what we all think so good on you!

    On the up side today Tesco Personal Finance has given the FOS a settlement figure for me, the FOS are checking it and will then send the form for me to sign.
    Well done.
    Let's hope you do not have to wait long for your cheque
  • dialysis
    dialysis Posts: 1,778 Forumite
    hi all of you :Athanks for all your support showergirl you have not offended me or others the air was blue at my house after my phone call so dont worry. i am so annoyed and upset i cant even think about what has happened to us. i dont think it has sunk in yet thats how i am coping. but still my new house will look great once its sorted. thats where we heading now so ive got my rubber gloves and im off scrubing!!! thanks to all of you the support we get from all of you is a great comfort. will try and get on here later love dialysis xxxx:T
  • pinknico
    pinknico Posts: 3,261 Forumite
    Much love to you dialysis and if I lived closer I'd be round to give you a hand!
    DS1 12/10/04
    DS2 13/07/06
    DD1 06/12/07
  • di3004
    di3004 Posts: 42,579 Forumite
    showergirl wrote: »
    Thanks Marshallka,
    It is just that I got so angry at the way we are being treated and the consequences we have to face because of mis-selling by these companies

    Took my anger out on the kitchen floor, so that is another job out of the way


    I think its good to have a good rant now and again.:D

    Do you feel better for it now Showergirl?;)XX
    The one and only "Dizzy Di" :D
  • marshallka
    marshallka Posts: 14,585 Forumite
    pinknico wrote: »
    Showergirl you have said what we all think so good on you!

    On the up side today Tesco Personal Finance has given the FOS a settlement figure for me, the FOS are checking it and will then send the form for me to sign.
    I hope they get this right as some have had them done wrong. Its something to do with rule 78 being used when they should not have done as it was abolished for later loans. I know of one that has contested this now as it was a loan taken after rule 78 was abolished and yet they used it in the settlement of the PPI. I think FOS is sorting it out.
  • pinknico
    pinknico Posts: 3,261 Forumite
    I should be ok Marshallka, its a credit card. The reason I sent it to the FOS is because they offered a goodwill gesture of £60 which was the PPI paid in the last 6 years and I wanted all of it in the last 9 years has I hadn't requested it.It sounds like the FOS are checking the figures before sending me the settlement perhaps to save time or me having to turn it down?
    DS1 12/10/04
    DS2 13/07/06
    DD1 06/12/07
  • dialysis
    dialysis Posts: 1,778 Forumite
    pinknico wrote: »
    Much love to you dialysis and if I lived closer I'd be round to give you a hand!
    Thanks Pinknico if you lived closer Id take you up on the offer lol
  • di3004 wrote: »
    Hi there in regards of requesting for your agreement, they should supply that to you by 12 days.

    Regarding reclaiming/complaining they do have 8 weeks in ful to respond.

    Hope this helps.;)

    Hi

    I forgot to mention that they have sent me the loan agreement and I sent off the 1st stage letter. They have 40 days to reply. I recieved a letter stating a member of a team is now investigating.
    Is this counted as a reply? Do I just sit and wait, or do I still keep counting the days awaiting a final outcome?
    Hope this makes sense :)
  • pinknico
    pinknico Posts: 3,261 Forumite
    Hello Pitman they have 8 weeks to complete their investigations from the time they received your first letter so now its just a waiting game until that time is up.
    DS1 12/10/04
    DS2 13/07/06
    DD1 06/12/07
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