PPI Reclaiming Discussion part 4

hannahb123

Just been reading through some of these fantastic post, hope someone can help.
Last year I logged a complaint with FOS regarding front loaded policy with the Funding Corporation (nightmares) but it was returned as it appears the F/C were not regulated at the time, I see now that FOS are condsidering all PPI missold cases, can I send in my complaint again or have I missed my chance?

Thanx xxxxxxxx

di3004

hannahb123 wrote: »

Just been reading through some of these fantastic post, hope someone can help.
Last year I logged a complaint with FOS regarding front loaded policy with the Funding Corporation (nightmares) but it was returned as it appears the F/C were not regulated at the time, I see now that FOS are condsidering all PPI missold cases, can I send in my complaint again or have I missed my chance?

Thanx xxxxxxxx

Hi there

It's so annoying when that happens isn't it?
I would give them a ring and tell them that your ppi was a Single premium, think Nat posted up something in the lines of that they may consider looking at these complaints again, give it a go and good luck.;)
Please could you let us know that would be cool - cheers.

Di
X

hannahb123

Ye no probs, i'll keep you updated.

I'll give the FOS a call today.

marshallka

hannahb123 wrote: »

Just been reading through some of these fantastic post, hope someone can help.
Last year I logged a complaint with FOS regarding front loaded policy with the Funding Corporation (nightmares) but it was returned as it appears the F/C were not regulated at the time, I see now that FOS are condsidering all PPI missold cases, can I send in my complaint again or have I missed my chance?

Thanx xxxxxxxx

I would give them a ring as this wider implications thing has not been given the go ahead as yet I don't think but seems some on here are resubmitting their complaints. I know someone on here has put that FOS are now looking at all complaints but its a grey area I think (where known offenders are using the "not regulated thing). I rang and asked and they still say that nothing has changed although if you keep up with what is going on it seems something is stirring. Its best to ring them and ask as there is talks of something about "class actions" type redressing against known offenders.

If you take a look here then this may give you an idea as to why this is happening but like I say as yet nothing has updated on FOS site or the FSA etc.

FSA is considering the issues raised by the FOS and will reply formally with a decision on possible measures to take under the WI process, which include:

• Supervisory or enforcement action.
• Regulatory action under the Unfair Terms in Consumer Contacts Regulations 1999.
• Securing redress.
• Publishing rules or guidance (or both).

PLC Financial Services

This was 11th september, 2008.

hannahb123

Thanks for the quick reply, your advice and info really helps.

xxxxxxxxx

di3004

hannahb123 wrote: »

Thanks for the quick reply, your advice and info really helps.

xxxxxxxxx

We will be interested to know if they do re-submit this for you, as it will be a great help to everyone else to know as well, cheers.
Fingers crossed fro you hannah as well.;)XXX

marshallka

This may be of interest to some waiting for news from the Ombudsman

http://www.fos.org.uk/news/updates/fraudulent-phonecalls.htm

maxdp

marshallka wrote: »

This may be of interest to some waiting for news from the Ombudsman

http://www.fos.org.uk/news/updates/fraudulent-phonecalls.htm

Cheeky beggars. Notice there have been alerts about tax office e mails coming through as well. The register now for tax credits saw a spam e mail the other day and they look very convincing.

di3004

marshallka wrote: »

This may be of interest to some waiting for news from the Ombudsman

http://www.fos.org.uk/news/updates/fraudulent-phonecalls.htm

Hmm, cheers for posting this Marshallka, interesting this.;)
My mother I believe have been having these calls, but she has nothing to reclaim, will double check on this news with her.

My phone rang earlier, I did not make it on time to pick it up, but the answer machine kicked in, it was one of those "automated refund messages" press 5, like he** will I be doing this lol.

mrsright21

Hello All,
I've been trying to reclaim my mis-sold PPI,and after many many letters to a different
companies and getting nowhere.I've actually got money to pay whole thing off.
I've been told by FOS that looking into my case can take up to 18 months,which i can't afford to wait,because from the £140 a month £115-120 goes to pay interest so basically
im wasting money.
So here is the question: if i pay the whole thin off now,will i be able to reclaim any PPI after?
I would appreciate your advice..
Thanks X