PPI Reclaiming Discussion part 4

dialysis

di3004 wrote: »

Hi dialysis

I feel for you as well, you've been through enough stress already, its not fair that you have to keep waiting.
I wish you all the best with this hun and send my love and best wishes.:A

Di
XXXXX

Hi all I have given up fighting now we have been fighting this for over a year knowing we going to lose our home and there is nothing we can do about it. Had legal advise and we moving to a council/housing association house, lucky to have got it, as far as moretgage and picture are concerned they can shove it right where the sun dont shine not worth all this stress. I was on anti depressants last year OH depressed not going there again, heres hoping. Thanks for all your hugs and support it is nice to know that people care Love dialysis:T

di3004

dialysis wrote: »

Hi all I have given up fighting now we have been fighting this for over a year knowing we going to lose our home and there is nothing we can do about it. Had legal advise and we moving to a council/housing association house, lucky to have got it, as far as moretgage and picture are concerned they can shove it right where the sun dont shine not worth all this stress. I was on anti depressants last year OH depressed not going there again, heres hoping. Thanks for all your hugs and support it is nice to know that people care Love dialysis:T

That's the spirit hunni :T:T:T:T

Good for you for keeping your chin up and we are here for you as always.:beer:XXXXXXXXX:A

jadest

I emailed the adjudicator again today to see what is happening with my claim and I got the reply below:

I have just been and spoken to our Final Decision team, they have advised that there are some technical issues regarding the general sales process which we are trying to resolved with Loans.co.uk at the moment.

Unfortunately, I cannot give you a definitive date for this to be resolved by as this all depends on Loans.co.uk at this present time. I can assure you that we are doing everything we possibly can to resolve this as quickly as possible for consumers.

If you would like I can diarise to email you every two weeks to give you an update on any progress we have made with Loans.co.uk?

Please accept my apologies for the continuing delay and I would like to thank you for your continued patience.

Kind regards

What does this mean? what are technical Difficulties? Why does this affect my claim, surely whether or not there is a technical difficulty with loans.co.uk doesn't make any difference to how they sold me my PPI? if any-one can please? to me it seems like another excuse to stall things.

Please Help!!!

di3004

jadest wrote: »

I emailed the adjudicator again today to see what is happening with my claim and I got the reply below:

I have just been and spoken to our Final Decision team, they have advised that there are some technical issues regarding the general sales process which we are trying to resolved with Loans.co.uk at the moment.

Unfortunately, I cannot give you a definitive date for this to be resolved by as this all depends on Loans.co.uk at this present time. I can assure you that we are doing everything we possibly can to resolve this as quickly as possible for consumers.


If you would like I can diarise to email you every two weeks to give you an update on any progress we have made with Loans.co.uk?


Please accept my apologies for the continuing delay and I would like to thank you for your continued patience.

Kind regards

What does this mean? what are technical Difficulties? Why does this affect my claim, surely whether or not there is a technical difficulty with loans.co.uk doesn't make any difference to how they sold me my PPI? if any-one can please? to me it seems like another excuse to stall things.

Please Help!!!

Hi Jadest

The only thing I can think of is that loans.co.uk are having difficulties with their computer systems which holds all the customers information, however I may be wrong here.

If that were me, I would request for further payment (Compo) for distress, as this is not your fault and causing undue distress, same goes for Ell-bee.

How annoying......:mad:

jadest

di3004 wrote: »

Hi Jadest

The only thing I can think of is that loans.co.uk are having difficulties with their computer systems which holds all the customers information, however I may be wrong here.

If that were me, I would request for further payment (Compo) for distress, as this is not your fault and causing undue distress, same goes for Ell-bee.

How annoying......:mad:

Thank you Di I think I will... I just wonder if they are stalling again!!

jadest

dialysis wrote: »

Hi all I have given up fighting now we have been fighting this for over a year knowing we going to lose our home and there is nothing we can do about it. Had legal advise and we moving to a council/housing association house, lucky to have got it, as far as moretgage and picture are concerned they can shove it right where the sun dont shine not worth all this stress. I was on anti depressants last year OH depressed not going there again, heres hoping. Thanks for all your hugs and support it is nice to know that people care Love dialysis:T

You are and have been an inspiration to me... the way you always keep so posative.

Good - luck to you and don't let them get you down. :A:A:A

di3004

jadest wrote: »

Thank you Di I think I will... I just wonder if they are stalling again!!

Hi Jadest.

Yeah I know what you mean, it does seem that way doesn't it?

beaniebabe

rosemahairy wrote: »

HI ALL

Please be aware if you are querying PPI or charges on an account; whilst that account is in query (whether internal procedure or the FOS) it is against the banking code (section 13 i think) for them to take any adverse action against you or file adverse information about you whilst the account is in query.....

Have you already had a CCJ actioned on you whilst you were waiting for an outcome on a PPI or charges query? You can apply to 'set aside the judgement' on the grounds the judgement was wrong, the amount will of course be wrong if it includes unlawful charges and miss sold PPI. Use the website http://www.hmcourts-service.gov.uk/ to guide you and download the formas you need. I am on with it now against Black horse i will keep you all updated........

Thanks for this information. It is worth knowing. I had a feeling that there would be little these companies could do if the account is in dispute.;)

beaniebabe

Advice needed re PPI
My husband has just had an operation and will be off work for nearly 3 months!! Picture finance have been in touch with me informing us that we could claim on the PPI. I informed picture that the PPI was mis sold and I believe they would not pay out as his operation was due to a pre existing medical condition (I explained no one informed us of this info when the policy was sold). Am I right in thinking if we tried to make a claim on the PPI this is accepting that we are happy with the PPI and this would effect the whole mis sold claim with the FSCS.

Beatlefan

Hi, not been around on the boards much for a while. Hope everyone is getting on ok with their reclaims. :T

It's been nearly 8 weeks since I sent letter 1 to TPF, but apart from an initial acknowledgement letter, I've heard nothing. Not sure what to do next. The initial letter said if they hadn't been able to reach an agreement by the 8 weeks then I can refer them to the FOS.

If I haven't heard by the 8-week deadline, what do you think I should do? Give them a few more days, write to them to prompt them, or just go straight to the FOS and get on with it? I'd be really grateful for any advice. I was expecting a big fat "no" or maybe a stalling letter - but not the silent treatment!! :rotfl:

I also wrote to my bank about 8 weeks ago, asking for copies of an old loan agreement, including a postal order for £1, but have heard nothing from them. Should I give them a bit longer, or write again?

Thanks as ever for any advice. :A