PPI Reclaiming Discussion part 4

beamerguy

Lemontella wrote: »

Wow! Just looked again at the paperwork and nowhere is there a tick box for 'No' ...then underneath it states 'We STRONGLY recommend you take out this cover' :mad:

There is no mention of St. Andrews that I can see? ...and I answered no to several of your above bullet points.

Thank you so much, all this is being posted recorded on Monday!!

Do you have the policy, another failure of MNBA, they did not send out policies. GO GET YOUR MONEY BACK

beamerguy

Lemontella wrote: »

Wow! Just looked again at the paperwork and nowhere is there a tick box for 'No' ...then underneath it states 'We STRONGLY recommend you take out this cover' :mad:

There is no mention of St. Andrews that I can see? ...and I answered no to several of your above bullet points.

Thank you so much, all this is being posted recorded on Monday!!

If it is St Andrews insurance group, then they are a dodgy part of the even more dodgy Lloyds Banking Group, incest between banks out to steal your money

Lemontella_2

beamerguy wrote: »

If it is St Andrews insurance group, then they are a dodgy part of the even more dodgy Lloyds Banking Group, incest between banks out to steal your money

It's a vague application form, only one page with T's & C's in ultra small print on the left had side. There is no paperwork with regards to the PPI, just a small paragraph and the 'Yes' tick box

beamerguy

lemontella wrote: »

it's a vague application form, only one page with t's & c's in ultra small print on the left had side. There is no paperwork with regards to the ppi, just a small paragraph and the 'yes' tick box

ok, signed sealed and settled then.

Go get 'em

dilus

cappo wrote: »

Here's one for everyone to jump on here.



http://conversation.which.co.uk/money/new-financial-watchdog-not-lapdog-campaign/?cmp=emmembers_pref

Thanks cappo, done

beamerguy

Fred Goodwin

The Daily Express

http://www.express.co.uk/posts/view/296802/David-Cameron-backs-Sir-Fred-Goodwin-quiz

Seems to have Camerons approval as well

HOPEFULLY very soon it will just be FRED

paintpotter

Does anyone know how long MBNA takes from sending a offer letter to actually sending the cheque? On my letter it says 28 days, but thought it may be sooner.

beamerguy

paintpotter wrote: »

Does anyone know how long MBNA takes from sending a offer letter to actually sending the cheque? On my letter it says 28 days, but thought it may be sooner.

It is normally within the 28 days but nearer 28 days

paintpotter

beamerguy wrote: »

It is normally within the 28 days but nearer 28 days

Cheers Beamerguy... only been 7 days so far....:rotfl:

Lakeslad

LLoyds PPI from 1996 and 1999
Hi
I have had a few loans in the past with PPI added. Two of the loans were with Lloyds Bank one was opened circa 1996 and the other in 1999. I had the opening statements from the 1999 loan showing up front charges of over £1800 .I did not have a copy of the loan agreement but Lloyds paid me back over £4000 "success":jOn the other loan from 1996 I only have statements from 2000 and 2001. These statements show that I paid off the loan 2 1/2 years early.
I have statement numbers 16 - 20.On each statement 3 monthly payments are listed would I be right in assuming therefore that there would have been 45 previous payments.
Lloyds also say that they have applied to the insurers Aviva for the original documentation but they no longer have copies of the insurance policy.Does this mean that they know that the insurance existed. To add to the confusion they keep telling me over the phone that my monthly payments were £530 which is exactly what I paid for a car loan in 2000 with Black Horse. Is it likely that Aviva are talking about the car loan.Will Lloyds still have records of the loan and what the upfront charges were, and if they cant get the original insurance documents will it affect my chances of success.