PPI Reclaiming Discussion part 4

anaylorefc

cappo wrote: »

Hi yes to the investigation on both counts

thanks. I'll get letters sent off tomorrow.

D-day for my barclays loan tomorrow too...fingers crossed

woodybuzz

amersall wrote: »

This may be tricky,give Lloyds a ring and see if they can find your account,if they cant request all info they hold on you and this will cost you £10,as this is 9 years ago they may have no data now though,it is worth a try.

If you paid this loan by DD, if you have internet banking,look at your DD list,the payment details may still be there,if they are you have the account number.

What proof do you have that you paid ppi? this may help.
Look here for reasons for mis sell
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance#step2

http://www.lloydstsb.com/contact_us/complaints_procedure.asp

I have the loan reference number as well as statements showing a single amount deducted for the loan. The annual statement I received from 2000 shows loan amount £275 (per month) with "covered by loan protection? - yes".

As such I am about to send off to lloyds and try and reclaim.
Fingers crossed!?!?

mintys1

Hi , I remember having a loan with this outfit, maybe 10 years ago, has anybody ever made a successfull claim against them ?
I believe they where owned by Barclays but all my efforts to trace them have been unsuccessfull.

amersall

woodybuzz wrote: »

I have the loan reference number as well as statements showing a single amount deducted for the loan. The annual statement I received from 2000 shows loan amount £275 (per month) with "covered by loan protection? - yes".

As such I am about to send off to lloyds and try and reclaim.
Fingers crossed!?!?

Good luck x.

lisajaynec

mintys1 wrote: »

Hi , I remember having a loan with this outfit, maybe 10 years ago, has anybody ever made a successfull claim against them ?
I believe they where owned by Barclays but all my efforts to trace them have been unsuccessfull.

My hubby has a claim in with Barclays at the moment from a 1992 loan, first they sent a letter saying they couldnt locate it so I sent them a copy of the loan agreement. We phoned for an update last week, as there 16 weeks is up tomorrow he quoted all ref numbers from their letters to be told that they couldn't identify him so they couldn't talk to him!!
I will keep you posted

beamerguy

lisajaynec wrote: »

My hubby has a claim in with Barclays at the moment from a 1992 loan, first they sent a letter saying they couldnt locate it so I sent them a copy of the loan agreement. We phoned for an update last week, as there 16 weeks is up tomorrow he quoted all ref numbers from their letters to be told that they couldn't identify him so they couldn't talk to him!!
I will keep you posted

Hi Lisa, Barclays are getting terrible with "fob offs"

You know what to do ..... DON'T YOU x

Sunnyk_3

Just an update on my claim for PPI mi-selling from Tesco's.

Letter recived over the weekend from FOS stating that Tesco's that they have agreed to compensate me along the lines of guidance provided by FOS where loans were settled earyly.

Still no figures...but at last some progress.

Acceotance of this was sent back on Saturday....recorded delivery to FOS.

fayewilson_2

Hello,

I'm not sure if I'm in the right place and my apologies if I'm not. I was a little confused about how to start a new post. I am trying to see if I was charged PPI from around 7 or 8 different companies over the last 8 years. I have had several different insurance, loan and credit polices over the years. I wrote to all the companies with the letter template on here and included the standard £1 cheque. However, for the bulk of the companies I didn't have my account number. 2 of the companies have written back to me returning my cheque saying my account is now closed and they are not required to give me my credit agreement. The 2 companies are DFS and Studio catalogue. I believe it's possible they may have mis-sold me PPI and I'm a little suspicious now as to why they won't give me my credit agreement. I noticed on the information site that you can send a cheque for £10 to get your full history and credit agreement with a company. Does anyone have a letter template I can send to do this? Has anyone been mis-sold PPI with DFS or Studio around 2003/2004?

Thanks and regards.

Faye

gratefull

Just a thought..... If most claims go back 6 years ie 2012-2006,
then when we reach 2013 would we be only able to go back to 2007:(

dilus

gratefull wrote: »

Just a thought..... If most claims go back 6 years ie 2012-2006,
then when we reach 2013 would we be only able to go back to 2007:(

I would think that will be the case, the banks probably can't wait for New Years Day to bury as much as possible in a big hole somewhere
If you have any other complaints, get them actioned