PPI Reclaiming Discussion part 4

ArferDaly

Hi All.

Just had a response from LLoyds for a credit card PPI £4,456.04 :j

Got one from Mint about 2 weeks ago for £384.73 :j

Previously a few months ago got 2 Egg ones for £5070.66 and £1568.38 :j

Roll on tomorrows post for Barclays ,should have heard by today and Morgan Stanley on the 24th Oct.

Thanks again for all the help and support of this forum :T

Just got to sort rejected LLoyds loan claims.

Good luck to all it can be done.

Mark :j:j:j:j

beamerguy

ArferDaly wrote: »

Hi All.

Just had a response from LLoyds for a credit card PPI £4,456.04 :j

Got one from Mint about 2 weeks ago for £384.73 :j

Previously a few months ago got 2 Egg ones for £5070.66 and £1568.38 :j

Roll on tomorrows post for Barclays ,should have heard by today and Morgan Stanley on the 24th Oct.

Thanks again for all the help and support of this forum :T

Just got to sort rejected LLoyds loan claims.

Good luck to all it can be done.

Mark :j:j:j:j

WELL DONE, when you read the amount of money that is being paid back, it really does show the massive fraud these banks did

dan1806

Hi

Im new to this wonder if anyone can help me. Had a claim form from fscs for reclaiming ppi against welcome finance.
One of the questions is DO YOU STILL OWE MONEY TO THE FIRM THAT SOLD YOU YOUR POLICY? I do owe money as i havent paid off all of the loan yet. But in brackets underneath its says This does not include loan interest you may currently be paying to your lender or policy premiums you may be paying to your provider.

Sorry might be acting a little thick but can someone explain the difference between Firm, Lender and Provider means please.

Thanks

di3004

parsnips wrote: »

ive rang, emailed customercare, emailed ceo, its been 8 weeks now since my offer letter !! i could do with an alternative number as i havnt got a landline so i have to ring off my mobile

I've been searching for old letters from when I first had some ppi cases resolved, and for the life of me unable to find them, so annoying when in need! As I'm sure there were alternative tel numbers on them.

I would speak to your MP, who will on request contact them on your behalf, I don't think they'll ignore MP's to be honest, even though banks already have a reputation, I'm sure they don't want to make matters worse for themselves.

Any idea of if you've a good MP in your local area hon?

di3004

ArferDaly wrote: »

Hi All.

Just had a response from LLoyds for a credit card PPI £4,456.04 :j

Got one from Mint about 2 weeks ago for £384.73 :j

Previously a few months ago got 2 Egg ones for £5070.66 and £1568.38 :j

Roll on tomorrows post for Barclays ,should have heard by today and Morgan Stanley on the 24th Oct.

Thanks again for all the help and support of this forum :T

Just got to sort rejected LLoyds loan claims.

Good luck to all it can be done.

Mark :j:j:j:j

Wonderful Mark :T:j Congratulations:beer:

Keep on at Lloyds, they may still reconsider and review a rejected decision if you have any further info to give, good luck.;)

beamerguy

dan1806 wrote: »

hi

im new to this wonder if anyone can help me. Had a claim form from fscs for reclaiming ppi against welcome finance.
One of the questions is do you still owe money to the firm that sold you your policy? I do owe money as i havent paid off all of the loan yet. But in brackets underneath its says this does not include loan interest you may currently be paying to your lender or policy premiums you may be paying to your provider.

Sorry might be acting a little thick but can someone explain the difference between firm, lender and provider means please.

Thanks

lender = welcome finance
firm and provider = your ppi insurance

di3004

dan1806 wrote: »

Hi

Im new to this wonder if anyone can help me. Had a claim form from fscs for reclaiming ppi against welcome finance.
One of the questions is DO YOU STILL OWE MONEY TO THE FIRM THAT SOLD YOU YOUR POLICY? I do owe money as i havent paid off all of the loan yet. But in brackets underneath its says This does not include loan interest you may currently be paying to your lender or policy premiums you may be paying to your provider.

Sorry might be acting a little thick but can someone explain the difference between Firm, Lender and Provider means please.

Thanks

Hi there

Basically I think this is just a standard question, as some are still active loans and others ongoing, so in your case its yes, do not worry about the interest side of it.

I Assume the firm of who is in default, in your case Welcome finance, they may have also been the lender.

Lender/provider is the ones the broker have passed on your details and they provide the money/loan, unless as stated above, your broker was the lender and broker firm as such.

Try not to worry.
There is also a thread of companies in default below, its a long thread but it may also help with some of your questions, good luck.

https://forums.moneysavingexpert.com/discussion/1897143

And on the FSCS website.
http://www.fscs.org.uk/what-we-cover/questions-and-answers/qas-for-welcome-financial-hn0qripj/

parsnips

di3004 wrote: »

I've been searching for old letters from when I first had some ppi cases resolved, and for the life of me unable to find them, so annoying when in need! As I'm sure there were alternative tel numbers on them.

I would speak to your MP, who will on request contact them on your behalf, I don't think they'll ignore MP's to be honest, even though banks already have a reputation, I'm sure they don't want to make matters worse for themselves.

Any idea of if you've a good MP in your local area hon?

dont even know who he is, how bad is that of me

dan1806

Thanks for that. Would my PPI have been provided by welcome or by another company?

di3004

parsnips wrote: »

dont even know who he is, how bad is that of me

LOL no worries, google in your area "local MP's"