PPI Reclaiming Discussion part 4

amersall

lisajaynec wrote: »

Hi
thank you, I had the letter on the 8th September saying upheld and breakdown and offer figures was on that letter. I didn't have to send an acceptance form or anything. It stated on the letter that cheque would be sent within 28 days and it was!
Good luck to you and your claims.
Lisa

Hi there, in answer to your post regarding cheque and full and final.
I would clarify with them if they owe you anymore before you cash the cheque,if you cash this you have accepted the offer and cannot go back later.

amersall

nickybutch wrote: »

Hi everyone,
I know it has been a while since I last posted anything.
Just a short update.

I did get all of my PPI plus interest paid back to me in July 2011, but Egg are now CHARGING me £ 2,020.01 for the removal of this PPI from my loan account .
Is this LEGAL ?
My IP (as I am in an IVA and will be until March 2012) will NOT help me get this money whatsoever and I am left on my own to do NOTHING because Egg will only do business with my IP,
I am in an catch 22 situation. The final payment of my PPI comes from the FINAL STAGE of my FINAL REVIEW with the FOS.
The NEXT STAGE with Egg is the COURTS which I do NOT want to do as I have NO MONEY whatsoever being unemployed at the moment.
In July 2010, Egg sold my loan account to a DEBT COLLECTION COMPANY and a week later wrote to me saying that they had done this action even though it is PROHIBITED to do so under the IVA rules.
Egg have already denied doing anything wrong.

I need help from anyone.
Thanks
nickybutch

I dont understand what you are saying,why do EGG want this ppi money?.
Did you win mis sell with EGG?.

You need to contact FOS with this as they will be better placed if EGG are not acting properly.

eirelav1962

hi all can any advise me i got a letter from monument giving a goodwill gesture of 242 pounds theywont go bak to when 2 2001 when i first took it out they sad i had only paid 485 pounds since 2005 to 2007 didnt read the letter properly and have accepted the 242 from them i didnt think about how much i had paid in to it 2 latenow thanksxx

di3004

eirelav1962 wrote: »

hi all anybody got the ceo for monument thanksxx

Hiya

Are these the same company? As found on the FSA register.


436291 - Monument Group (UK) Ltd

http://www.fsa.gov.uk/register/firmBasicDetails.do?sid=155834

Phone 44 020 7297 0070
Fax 44 020 7297 0071

laurence@monumentgroup.com
www.monumentgroup.com

4th Floor
7 Savile Row
London
W1S 3PE

di3004

eirelav1962 wrote: »

hi all can any advise me i got a letter from monument giving a goodwill gesture of 242 pounds theywont go bak to when 2 2001 when i first took it out they sad i had only paid 485 pounds since 2005 to 2007 didnt read the letter properly and have accepted the 242 from them i didnt think about how much i had paid in to it 2 latenow thanksxx

Hi there

Welll done on your success!:beer:

Did they still hold the details on file since you taken the account out in 2001?

If not, they may be going by the details they still hold, but otherwise do you have any info you can send them as from when this was sold to you in 2001, you could enclose copies and ask them if they would consider this.

Also ask them for a details written breakdown to show how they came to that figure, good luck.;)

di3004

bex2980 wrote: »

Hi dunno if anyone can help. I took out a loan with HSBC bank in 2005 and i'm still paying it off. I rung them up earlier today to ask them if i had ppi because i wanted to claim it back as i didn't no if i had it or not plus i just received a cheque from egg for £1067 which i won for them mis-selling
Hsbc said i do have payment protection but not ppi whats the difference? Dunno if she was just trying to put me off!! Should i still write a letter to them and go for it anyway??

Hi and well done on your success. :beer:

Payment protection is the same as PPI, so if mis sold on this one, give it a go on the reclaiming by completing the reclaim questionnaire on step 3 below, there are also details on how to reclaim directly on their own website, remember to keep copies, good luck.

http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance#step3
http://www.hsbc.co.uk/1/2/

eirelav1962

i phone them 2 day and said i had paid alot more than 485 and she told me they goback to2001 thats 485 it only from2005 to2007 they wont send me what i have paidfrom 2001 and bec i accepted the 242 its closed nowvery frustating thanksxx

Libra62

please be gentle! i have been a lurker for a while and would like to thank the many on here who have given me the courage to put in my claims for the mis-selling of ppi. i have had some success with both Barclays CC and M&S, but in both cases they have not taken off the amount paid off on a claim I made some years ago. I contacted Barclays and explained that I thought the figures were wrong and their first response was they must have sent out the wrong letter; i explained that they had admitted that the policy had been mis-sold and that I was just questioning the amount. They said they would look into the matter but that I should not send back the acceptance form. I am concerned that they may not get back to me within the 10 days that I am suppose to return my acceptance form. I came home on Friday to find an offer from M&S, but again they have not taken into account my previous payout. I haven't contacted them yet. I am confused about what these companies have been doing for the last 16 weeks if they haven't even checked what I would have thought was basic information on my accounts. Barclays were able to find the information in about 2 mins! Very confused and nervous at the moment.

cappo

nickybutch wrote: »

Hi everyone,
I know it has been a while since I last posted anything.
Just a short update.

I did get all of my PPI plus interest paid back to me in July 2011, but Egg are now CHARGING me £ 2,020.01 for the removal of this PPI from my loan account .
Is this LEGAL ?
My IP (as I am in an IVA and will be until March 2012) will NOT help me get this money whatsoever and I am left on my own to do NOTHING because Egg will only do business with my IP,
I am in an catch 22 situation. The final payment of my PPI comes from the FINAL STAGE of my FINAL REVIEW with the FOS.
The NEXT STAGE with Egg is the COURTS which I do NOT want to do as I have NO MONEY whatsoever being unemployed at the moment.
In July 2010, Egg sold my loan account to a DEBT COLLECTION COMPANY and a week later wrote to me saying that they had done this action even though it is PROHIBITED to do so under the IVA rules.
Egg have already denied doing anything wrong.

I need help from anyone.
Thanks
nickybutch

Hi nickybutch whatever are they doing? someone will be on here to help you more with this as i'm afraid i'm not up much on the legal side, good luck with this.

di3004

Libra62 wrote: »

please be gentle! i have been a lurker for a while and would like to thank the many on here who have given me the courage to put in my claims for the mis-selling of ppi. i have had some success with both Barclays CC and M&S, but in both cases they have not taken off the amount paid off on a claim I made some years ago. I contacted Barclays and explained that I thought the figures were wrong and their first response was they must have sent out the wrong letter; i explained that they had admitted that the policy had been mis-sold and that I was just questioning the amount. They said they would look into the matter but that I should not send back the acceptance form. I am concerned that they may not get back to me within the 10 days that I am suppose to return my acceptance form. I came home on Friday to find an offer from M&S, but again they have not taken into account my previous payout. I haven't contacted them yet. I am confused about what these companies have been doing for the last 16 weeks if they haven't even checked what I would have thought was basic information on my accounts. Barclays were able to find the information in about 2 mins! Very confused and nervous at the moment.

Well done on your success!:beer:
Do give them another call on this matter, good luck.;)