PPI Reclaiming Discussion part 4

amersall

smitchy73 wrote: »

hmmn, yeah can you lead me by the hand and tell me all the things I need to put in it to ensure I get a success?:D I'll pay you for my success:D

OOOOOO :D:D thats worth considering ;)

lisajaynec

Another win :j:beer:

Hubby took out a loan in personal Feb and was sold PPI even though hes self employed (his business account as with Santander as well)and has underlying medical conditions so I put in a claim and today after only 4 weeks hes been reinbursed £300 and the loans reduced by £40 per month!!!

I cant tell you all how much I appreciate everyone's help and support on here, I have gone from dreading the post to running up the path every night. I also have a bank account with 10k in(or soon will do) and I couldnt have done it without you all especially Cappo and Di3004 -You both deserve a medal:A
(sorry any one else that I havent mentioned)
Keep up the good work

Lisa
:money::beer::beer::beer::j:j:T:T:T:T:T

di3004

lisajaynec wrote: »

Another win :j:beer:

Hubby took out a loan in personal Feb and was sold PPI even though hes self employed (his business account as with Santander as well)and has underlying medical conditions so I put in a claim and today after only 4 weeks hes been reinbursed £300 and the loans reduced by £40 per month!!!

I cant tell you all how much I appreciate everyone's help and support on here, I have gone from dreading the post to running up the path every night. I also have a bank account with 10k in(or soon will do) and I couldnt have done it without you all especially Cappo and Di3004 -You both deserve a medal:A
(sorry any one else that I havent mentioned)
Keep up the good work

Lisa
:money::beer::beer::beer::j:j:T:T:T:T:T

Excellent news Lisa :T:beer::j Well done and Congratulations!:beer::beer: and you are very welcome, its been our pleasure xxx:A:A

smitchy73

lisajaynec wrote: »

Another win :j:beer:

Hubby took out a loan in personal Feb and was sold PPI even though hes self employed (his business account as with Santander as well)and has underlying medical conditions so I put in a claim and today after only 4 weeks hes been reinbursed £300 and the loans reduced by £40 per month!!!

I cant tell you all how much I appreciate everyone's help and support on here, I have gone from dreading the post to running up the path every night. I also have a bank account with 10k in(or soon will do) and I couldnt have done it without you all especially Cappo and Di3004 -You both deserve a medal:A
(sorry any one else that I havent mentioned)
Keep up the good work

Lisa
:money::beer::beer::beer::j:j:T:T:T:T:T

Well done lisajayne, another regular gets a success, now sunny8 to deal with,

JennyJenJen

Hi Everyone

Hoping for some help if possible from those in the know please!!

I made a PPI complaint to Egg about 3 loans (each one paid off by consolidation with the next) eventually ending up with

Loan amount £20k
PPI £4088 (have left the figs at work but this is close)
Monthly Installment £366.44 (again pence is approximate, its definitely £366)
APR 6.73%
Term 84 months starting 6/6/6

Took a payment holiday of 3 months in June, July and August 07 so the loan is now due to finish September 2013.

I am coming up to 8 weeks with Egg so gave them a call today to see where they are up to and was told that they had contacted Moorgate (who they have sold my loan to - not a debt collection thing, just their sale of loan business) to request the interest figures on my current loan. I asked whether this meant it had been upheld and she said she assumed so as they wouldnt need the interest figures otherwise. Which does make sense but is obviously not official confirmation! Got my fingers crossed to hear something positive soon!

On the basis of the above info, can anyone give me an approximation of how much I am likely to get back please? Am happy not to take the first 2 into consideration (and they were both internet apps I think so may be rejected) and to go on the approximate figs above as anyhting else will be a brilliant bonus!

Thank you

cclissold

sunny8 wrote: »

Ohh C, that is so lovely of you to say ...you have nearly moved me to tears. It is awful when you worry, i said to di before that i will be awake most of the night , what am i like!! lol. yes i am going to do what you have both said and if i cant manage it, i will ask them to write to me Hope fully it will be fine and i will post on here tomorrow night how it went...thank you for the advice & support :A:A xx

Thanks for the kind words. i have had a really crap day at work and you have made me feel much better. The forums are like little counselling sessions.

C.x

cappo

sunny8 wrote: »

Hi Guys...:) Congratulations to all winners today!!!:j:j:j:j:j:j:j


Just an update:
Well, i rang clydesdale this morning & spoke to Gina who stated that although i had loans dating from 1998, they could only deal with the most recent loan i had taken out which was in 2004 & paid off in 2005??

I asked why, and she stated they could only go back to 2004 - i asked if i could SAR it (as she didnt mention it) and she stated i could but it would then have to start as a brand new claim....:(...so i have asked for the address & am going to post of a SAR off tonight..Is this right ?? that they can do this - i thought if they were dealing with one loan they had to deal with them all...Please help :( xx

Go for it sunny, i've now done exactly the same with hsbc i had 18k on two credit cards going back to 1998 they agreed to settle on 6 years on years where there were no arrears so of course they'd pay out next to nothing in ppi premiums and nothing in interest, like you i've sarred them, i can't be doing with these fools can you. your doing the right thing:T

cappo

cclissold wrote: »

Thanks for the kind words. i have had a really crap day at work and you have made me feel much better. The forums are like little counselling sessions.

C.x

Keep your chin up ccl, put your feet up my person,shut out the oncoming night and make yourself something nice drinkwise, chill out and watch the tv treat yourself put a dvd on. all the best,steve:)

sunny8_2

cappo wrote: »

Go for it sunny, i've now done exactly the same with hsbc i had 18k on two credit cards going back to 1998 they agreed to settle on 6 years on years where there were no arrears so of course they'd pay out next to nothing in ppi premiums and nothing in interest, like you i've sarred them, i can't be doing with these fools can you. your doing the right thing:T

I think it is just their way of buying time cappo...i have emailed the CEO first..it is on the other thread, have a look & see what you think , if i dont get any where with that - then i have the SAR ready to go in the post . Hope your well steve :A xx

sunny8_2

cclissold wrote: »

Thanks for the kind words. i have had a really crap day at work and you have made me feel much better. The forums are like little counselling sessions.

C.x

Oh C, sorry to hear that , like cappo says, put your feet up & i will return the favour and take your worry & stresses for you tonight :A . A nice uphold would put a smile on your face :) xx