PPI Reclaiming Discussion part 4

jolfc

Right so Billys offer letter came from Santander, very quick, only rang them last Thursday, hoping someone can help with the figures,

Mortgage Payment care taken out in 1994, payments made to date of cancellation of policy are as follows,

Aug 94 - Apr 97, £18.77 p.m,
May 97 - June 99, £19.04 p.m,
Jul 99 - June 11, £19.23 p.m,


Breakdown from Santander is,

premiums £3,903.69,
interest to date, calculated at 8% simple per annum £2,708.18


The offer is £6,611.87, :T:T:T:T
Can any one tell me if this is correct,

I have put this on both threads to be sure a numbers whizz sees it, :rotfl::rotfl:

amersall

IANC wrote: »

Just checked and my deadline is the 24th August and not the 31st August :j

Patience is not one of my stronger qualities as you have probably guessed :rotfl:

Really? Never you are joking right? :rotfl::rotfl::rotfl:
never would have guessed :p you kept that quite didnt you?

Niggly_2

jolfc wrote: »

Right so Billys offer letter came from Santander, very quick, only rang them last Thursday, hoping someone can help with the figures,

Mortgage Payment care taken out in 1994, payments made to date of cancellation of policy are as follows,

Aug 94 - Apr 97, £18.77 p.m,
May 97 - June 99, £19.04 p.m,
Jul 99 - June 11, £19.23 p.m,


Breakdown from Santander is,

premiums £3,903.69,
interest to date, calculated at 8% simple per annum £2,708.18


The offer is £6,611.87, :T:T:T:T
Can any one tell me if this is correct,

I have put this on both threads to be sure a numbers whizz sees it, :rotfl::rotfl:

Correct. Ran through spreadsheet.:beer:n

IANC

mandy1cat wrote: »

Hi I'm after some advice....
I received an offer on 18th August and sent acceptance straight off with a letter asking if payment could be sent ASAP as needed money to fund replacement boiler which is kaput. To date heard nothing. Can I demand that they repay via credit transfer?????
Any advice welcome as we've had no hot water for best part of three weeks now and can't keep asking neighbours for a shower....

Do you mean 18th July??

If so, they have up to 8 weeks to pay.

Keep pestering them and they will pay, unsure about the CHAPS payment though, but should be able to do it via BACS.

amersall wrote: »

IANC wrote: »

Just checked and my deadline is the 24th August and not the 31st August :j

Really? Never you are joking right? :rotfl::rotfl::rotfl:
never would have guessed :p you kept that quite didnt you?

:rotfl::rotfl:

Reading lots of lovely success stories is great, but it makes the time you are waiting for your own soooooooo much harder to cope with

mandy1cat

Thanks for replies.... Yes I did mean 18th July but suspect I'll still be waiting on 18th Aug.... Anyway took a punt and sent a begging email to Stephen Hester.... I hope he at least reads it and doesn't just put it in trash bin.... Fingers and everything else crossed....

beverleykim

Barclaycard

I currently have a complaint in for a Barclaycard Credit Card that I have had since 1991. This has been confirmed as having PPI running on it since then by Barclays. I went into Barclays to open a bank account and credit cards were also part of the deal.

Anyway, as I also had a Masterloan way back that I can find no details apart from number and monthly payments, I have sent a SAR request to Barclays. So far I have received information back on two credit cards (even though I have three) but my query is this, the details they sent on this particular credit cards just comprised of bank statements from 2005 and not 1991 when the card was taken out and nothing else was included, like terms and conditions, my signature to apply for the credit card etc., should these items also be included after submitting a SAR?

It is the same for the other credit card details sent - only copies of statements nothing else- and not from inception.

When this account and credit card started I was a young housewife at the time, so this insurance should never have been added and was of no use to me as did not work. I have also noticed that Accidental Death was also deducted every month for £8.59 per month from I assume inception of the credit card but mysteriously finished in November 2010 - can this also be claimed for.

Well I have added up the PPI payments from 2005 to present day and they amount to £612, but of course I am missing the 14 years the card has run prior to the statements that have been sent to me.

My questions are:

1. Should I not be receiving more details from Barclays?
2. Should I be receiving statements back from 1991?
3. Can I claim back the Accidental Death?

Thanks for your help.

amersall

Hi there, your SAR should include all info they have on you,give them a ring and tell them they have not given you all info you asked for.
If you feel you were mis sold the accidental death,then go for it.

weechicken

Hi everyone
I am looking for some advice, I recently sent a claim to santander regarding ppi on a debenhams store card they sent letter within a week saying I signed form and they can find no evidence of mis-selling therefore no refund will be paid. The reasons I gave were the sales person failed to mention anything regarding cover, she filled the form in then told me where to sign also I already had existing cover for unemployment etc. Any advice on what I do next?

Thanks in advance

Mich973

I called LLoyds again today and did a bit more nagging.

They confirmed that the branch had supplied them with the the information they required on the 6th June. Apparently it now takes 16 weeks from this date for them to complete the investigation, which takes me up to the 19th September.

Oh well......

IANC

How odd, quoted the wrong post