PPI Reclaiming Discussion part 4

Ever_Hope

Hi everyone! I posted earlier but can't find my comment to see if anybody replied (sorry I really don't get this forum but I'm trying)!! I have sent away my first claim form today to RBS. I have a loan with them and according to my paperwork I'm paying over £2500 for ppi! Also had credit cards with capital one and loans with black horse so I'm thinking I should probably claim from them too. Nothing to lose right??!! Just wondering if anyone can tell me when I should expect to receive a response? Probably already noted but like I said, I'm still trying to get the hang of the forum!! Thanks in advance! Ever hopeful xx
And ps- any tips on how this forum works would be appreciated! Honesty I'm not as daft as I sound !

di3004

deanofrancisco wrote: »

Hi any help gratefully received
i have a claim ongoing since a year last march , there was 3 or more issues that warranted a missell including a pre existing medical condition .The bank refused my claim so it has been with the fos for the last year .Last dec my adjudicator upheld my claim but the bank still rejected , so since then my claim has been waiting checking before going to the ombudsmann .I know that they have a high caseload but it seems that in the last seven months the claim is in limbo . And its only through my phonecalls that i have found out what is happening as i havent recieved any contact from the fos since last september .I am not a moaner but would appreciate any advice if anyone has gone through similar cicumstances .:mad:

Hi there

Sorry to hear your still waiting.

I do hope you hear something soon, but keep in regular contact with them, have they also mentioned about further redress for distress and inconvenience?
If not then personally this is something you should be entitled too after all this waiting time.

Fingers crossed, please keep us posted, cheers.;)

di3004

deanofrancisco wrote: »

Amersall
thanks very much for help , as i said i am not a complainer but to be honest my adjudicator hasnt been doing her job , i know that may sound strong but i was told in january that my claim was waiting to be looked at from them receiving , when in fact it had already been upheld , and rejected by the bank , and sent on to the ombudsmann 2 months prior .I feel that information should have been passed on as early as possible .
there we are rant over , and keep up the good work
dean

Its frustrating though isn't it, and the waiting for the beginning stages is bad enough and a long time waiting, well if was in one of my cases.

However, with a current one now it will be 3 years this year and its taken until now for them to deal with it and they cannot do anything with it, its a complexed case, but now we have to wait for the ombudsman, that will be in my experience a few months down the line I expect.

But as I said though mine is very complexed, not the usual sort of complaint, so good luck and hope you hear soon.:)

smitchy73

Ever_Hope wrote: »

Hi everyone! I posted earlier but can't find my comment to see if anybody replied (sorry I really don't get this forum but I'm trying)!! I have sent away my first claim form today to RBS. I have a loan with them and according to my paperwork I'm paying over £2500 for ppi! Also had credit cards with capital one and loans with black horse so I'm thinking I should probably claim from them too. Nothing to lose right??!! Just wondering if anyone can tell me when I should expect to receive a response? Probably already noted but like I said, I'm still trying to get the hang of the forum!! Thanks in advance! Ever hopeful xx
And ps- any tips on how this forum works would be appreciated! Honesty I'm not as daft as I sound !

I think RBS now have 16 weeks to deal with your complaint, not sure about the others.

amersall

Ever_Hope wrote: »

Hi everyone! I posted earlier but can't find my comment to see if anybody replied (sorry I really don't get this forum but I'm trying)!! I have sent away my first claim form today to RBS. I have a loan with them and according to my paperwork I'm paying over £2500 for ppi! Also had credit cards with capital one and loans with black horse so I'm thinking I should probably claim from them too. Nothing to lose right??!! Just wondering if anyone can tell me when I should expect to receive a response? Probably already noted but like I said, I'm still trying to get the hang of the forum!! Thanks in advance! Ever hopeful xx
And ps- any tips on how this forum works would be appreciated! Honesty I'm not as daft as I sound !

Hi there, you will get used to it eventually
Just for now, if you click on your username,it will give you choices,click "find all posts by" and hey presto x

citibird27

Ever_Hope wrote: »

Hi everyone! I posted earlier but can't find my comment to see if anybody replied (sorry I really don't get this forum but I'm trying)!! I have sent away my first claim form today to RBS. I have a loan with them and according to my paperwork I'm paying over £2500 for ppi! Also had credit cards with capital one and loans with black horse so I'm thinking I should probably claim from them too. Nothing to lose right??!! Just wondering if anyone can tell me when I should expect to receive a response? Probably already noted but like I said, I'm still trying to get the hang of the forum!! Thanks in advance! Ever hopeful xx
And ps- any tips on how this forum works would be appreciated! Honesty I'm not as daft as I sound !

Hello...as to how forum works...lots of people in similar situations and with vast experience can point you in the right direction...:):)

I would claim for each and every account with any bank where you feel there has been a mis representation as to what PPI might offer you...that means a mis sell, and you have a legitimate claim with the bank.

The banks seem to differ on timelines...but I think, basically, get your claim in..and get the process under way...the judicial review has brought in timelines, however the banks seem to be stalling whenever possible...stay with it, follow the process set out in letter templates, and with all the support here, you will find a real wealth of support in terms of e mail addresses etc..so good luck, and let us know how you are doing!:):)

Ever_Hope

citibird27 wrote: »

Hello...as to how forum works...lots of people in similar situations and with vast experience can point you in the right direction...:):)

I would claim for each and every account with any bank where you feel there has been a mis representation as to what PPI might offer you...that means a mis sell, and you have a legitimate claim with the bank.

The banks seem to differ on timelines...but I think, basically, get your claim in..and get the process under way...the judicial review has brought in timelines, however the banks seem to be stalling whenever possible...stay with it, follow the process set out in letter templates, and with all the support here, you will find a real wealth of support in terms of e mail addresses etc..so good luck, and let us know how you are doing!:):)

Thank you! I'll fill out more forms for the rest of my ppi claims and get the all moving

di3004

Ever_Hope wrote: »

Thank you! I'll fill out more forms for the rest of my ppi claims and get the all moving

Good luck and keep at them and please keep us posted, thanks.:)

citibird27

Ever_Hope wrote: »

Thank you! I'll fill out more forms for the rest of my ppi claims and get the all moving

Every success with your claims..in the event that you have questions, there are some fantastic people who are able to give advice, so do, please, keep us posted x
:)

lucieloo

k77mss wrote: »

hi sorry i've been busy last few days update reguarding this lot is when the barclays anouncement last week i phoned first plus again and surprise surprise guy took my complaint over the phone this was for loan in 2001 probably get it chucked out but nothing to loose.as for lloyds of london they sent all the cases to fos and they looking over them and they will decide who is responsible for them he said letter was coming out telling us this.i did phone him back and tell him first plus took my complaint and i have to keep him informed.

hi k77mss thanks for reply. same has happened to me .Mark smith told me to try complaining to first plus again tried but they wouldnt except complaint:mad: Mark smith told me someone had had there complaint it must have been you he was talking about lol. FOS have told me will write again with an update by 30th of september. ITS PAST A JOKE NOW my complaint been with them for well over a year now and still nothing. Mark Smith i told i felt as if something untoward was going on behind the scenes and he said they would not be paying us anything and were trying to make barclays responsible? how long do u think this will take? is your complaint with fos?