PPI Reclaiming Discussion part 4

di3004

boycey01 wrote: »

Hi everyone,

Congratulations to you all who has had success over the past few days! They seem to be rolling in now, and about time too!!

Well after my success with Black Horse a week ago, i've been patiently waiting to hear from Halifax regarding 3 complaints with them. But still nothing! So I sent another email to the CEO this evening, we will see what happens. I will keep at them because i'm sure it was this that prompted Black Horse to deal with my complaints all of a sudden. I will let you know the response I get.

That's great news about Barclays. Shame i only sent my FOS questionnaire to them on 27th May! But that was their stalling tactics after waiting so long to receive a copy of my agreement and also being told by them that I didn't have PPI when I very clearly did!! I am still to receive confirmation from them and I know it got there because I sent it recorded delivery. How long after do they usually acknowledge complaints? I emailed their customer services last friday and still waiting a reply, so sent a letter today.

Hiya

Wishing you luck on all yours.
I assumed they should have sent an acknowledgement letter within 2 weeks at the latest.
I know they have backlogs, so hopefully you will receive that letter in the post very soon.:);)

boycey01

di3004 wrote: »

Hiya

Wishing you luck on all yours.
I assumed they should have sent an acknowledgement letter within 2 weeks at the latest.
I know they have backlogs, so hopefully you will receive that letter in the post very soon.:);)

Hi Di,

Well I would like to think so but after them previously giving me the run around I don't hold much hope!

By the way on a slightly different subject, can we use the bank charges calculator to work out how much PPI plus interest we're owed? Or does it not work like that?

Thanks in advance

di3004

boycey01 wrote: »

Hi Di,

Well I would like to think so but after them previously giving me the run around I don't hold much hope!

By the way on a slightly different subject, can we use the bank charges calculator to work out how much PPI plus interest we're owed? Or does it not work like that?

Thanks in advance

Well have everything crossed for you anyway.;) They must at least comply and confirm they have received your letter.

Amersall posted a calculator up recently, and I believe its the bank charges one, i have not used it but interest wise it should be ok.;)

boycey01

di3004 wrote: »

Well have everything crossed for you anyway.;) They must at least comply and confirm they have received your letter.

Amersall posted a calculator up recently, and I believe its the bank charges one, i have not used it but interest wise it should be ok.;)

Thanks Di,

I haven't got a clue what figures to expect from Black Horse so wanted a rough idea Don't want them conning me out of more money!!

footiefanian

hi guys quick question i'm going through with a reclaim from HFC and while this is going through I phoned to stop the PPI that i am currently paying on the loan but they said that while the claim was ongoing that the PPI couldn't be stopped have any off you had this issue?

i feel it contradicts what the court case about

cappo

footiefanian wrote: »

hi guys quick question i'm going through with a reclaim from HFC and while this is going through I phoned to stop the PPI that i am currently paying on the loan but they said that while the claim was ongoing that the PPI couldn't be stopped have any off you had this issue?

i feel it contradicts what the court case about

Havent had this myself ian but i've heard it's not a good thing to stop the ppi payment for a loan as the loan would quite possibly need to be re- written and there would be no savings re not having to then pay the ppi,this would not be a good thing, it's a bit different from a monthly premium in that the monthly premium would just stop (i.e credit card) and it would not affect the card repayments all be it making them smaller.

Nattsie12

Hope you can advise me! This may sound sillybut I cant remember if I was missold the PPI. I took out my loan in Nov 09 as I had no other choice! The insurance was paid seperately to my loan would I still be eligible for a refund? Also I had a loan before this one so the new load paid off my old could I reclaim the PPI from that one too?

cappo

Nattsie12 wrote: »

Hope you can advise me! This may sound sillybut I cant remember if I was missold the PPI. I took out my loan in Nov 09 as I had no other choice! The insurance was paid seperately to my loan would I still be eligible for a refund? Also I had a loan before this one so the new load paid off my old could I reclaim the PPI from that one too?

you say the insurance was paid separately,normally the insurance (ppi) is bundled in with the loan,was this definitley ppi? but yes if you have reasons for being misold if you have ppi you can reclaim and yes you can also claim for the consolidation loan normally when one loan finishes and another one starts you should get a pro-rata rebate,this will be taken off any "won" monies.

h0pusp0pus

right two bumf (as i like to refer to them as) letters through the post this morning one from egg stating exactly the same as the last one working with other departments to progress in your complaint yadda yadda yadda and one from santander saying further to our letter 24 th of may i am sorry we are not in a position to resolve your complaint at this time due to ongoing investigations

i will contact you in four weeks from the date of this letter

i am still waiting for a phone call from the person who is dealing with my case from santander who was on holiday last week or so i was told and that they would ring last monday but not heard anything:mad:

cappo

h0pusp0pus wrote: »

right two bumf (as i like to refer to them as) letters through the post this morning one from egg stating exactly the same as the last one working with other departments to progress in your complaint yadda yadda yadda and one from santander saying further to our letter 24 th of may i am sorry we are not in a position to resolve your complaint at this time due to ongoing investigations

i will contact you in four weeks from the date of this letter

i am still waiting for a phone call from the person who is dealing with my case from santander who was on holiday last week or so i was told and that they would ring last monday but not heard anything:mad:

This all sounds such a familiar story i've had 3 hsbc and 1 mbna case "on hold" since the j.r not heard a dickie bird,they take the money quick enough though don't they?