PPI Reclaiming Discussion part 4

di3004

wakeyblue wrote: »

many thanks di
will start the ball rolling if i know barclays/ barclaycard this is going to be hard wok but i just dont want them to keep taking the micky out of people
will keep you posted as it goes along one way or other

many thanks again:T

Your welcome hun, and stand your ground, you will get through it.;)x

The_Marksman

Hi all,

im getting my case ready to go after lloyds tsb, i keep ready about this template letter?

does anyone know where it can be found and best way in filling it in etc

thank you

di3004

The_Marksman wrote: »

Hi all,

im getting my case ready to go after lloyds tsb, i keep ready about this template letter?

does anyone know where it can be found and best way in filling it in etc

thank you

Hiya

The template letter was replaced by a FOS reclaiming questionnaire, this is said to save time, for example, complete the questionnaire, send to Lloyds, keep a copy for yourself and another in case you need to complain to the FOS, for example if your not happy with the final outcome of your complaint.

However, you can optionally write a letter of your own words if you prefer, which is said to be a better success rate than using a standard template letter.
A template letter can be useful, there is one below, but if you decide to want to write a letter just use the template as a guide and make sure that you write all that applies to you.

Questionnaire here........
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance#reclaim

the same as lloyds website - ppi complaints here.....
http://www.financial-ombudsman.org.uk/publications/technical_notes/ppi/PPI-consumer-questionnaire.doc

http://www.lloydstsb.com/payment_protection_insurance_complaints.asp

And guideance to a letter here......
http://image.guardian.co.uk/sys-files/Money/documents/2007/10/26/PPIreclaim.pdf

Hope these help.;)

The_Marksman

haha thanks again di3004!:T

i did the questioniare for my 2 egg loans, then started to painic when i kept seeing people using the template letter and thought ive done it all wrong.

you seem to know everything and are a great help, thank you, makes me almost wish i stayed on at school! pmsl

di3004

The_Marksman wrote: »

haha thanks again di3004!:T

i did the questioniare for my 2 egg loans, then started to painic when i kept seeing people using the template letter and thought ive done it all wrong.

you seem to know everything and are a great help, thank you, makes me almost wish i stayed on at school! pmsl

LOL I wish I did know everything :rotfl::rotfl:, its all down to experience hun, no worries lol.:D;)
You have done the right thing, so time to stop panicking now.:D

Let us know how you get on, that will be cool, cheers x

The_Marksman

di3004 wrote: »

LOL I wish I did know everything :rotfl::rotfl:, its all down to experience hun, no worries lol.:D;)
You have done the right thing, so time to stop panicking now.:D

Let us know how you get on, that will be cool, cheers x

I will do, thanks very much for all your advice:rotfl:

helstac

i remortgaged through a mortgage advice company(who we had used before) and they advised us to take out ppi as a lump sum which was then added to the cost of our mortgage.
The original ppi company is apparently a brokerage and the actual insurer has now been taken over so who do i send my letter to? as the original company has been taken over will they say its not their problem?
i want to try and do this as quickly and painlessly as possible so who is the best bet to send it to or should i call them and find out?
thanks:eek:

di3004

helstac wrote: »

i remortgaged through a mortgage advice company(who we had used before) and they advised us to take out ppi as a lump sum which was then added to the cost of our mortgage.
The original ppi company is apparently a brokerage and the actual insurer has now been taken over so who do i send my letter to? as the original company has been taken over will they say its not their problem?
i want to try and do this as quickly and painlessly as possible so who is the best bet to send it to or should i call them and find out?
thanks:eek:

Hi and welcome

I would post about this one on a separate thread, so Dunstonh and or MagpieCottage will be able to help on.
Stay within these reclaiming threads and subject "Mortgage PPI help please".;)
They have more experience in mortgage ppi matters, good luck with this.

wchild

From the BBC Business news website...

Customer claims

Lloyds has thousands of PPI complaints stacked up.

These will now be processed, the bank says, after having been put on hold while the recent High Court case reached its conclusion.

All other customers of Lloyds, including those of the former HBOS bank, are now being invited to contact the bank if they think they have a claim.

At this stage it is not clear if the bank will send letters to all past PPI customers, of whom there could be several million.

Nor is it revealing exactly how it has quantified the eventual cost as being £3.2bn.

Think it's going to be that simple and all our claims on hold are going to be released?

amersall

Hope it does, the banks should pay out and that will be the end of this saga, then they can get on with running the banks. Start with a clean slate.