PPI Reclaiming Discussion part 4

Footiemad_2

nozza001 wrote: »

Thanks for the quick response

The loan taken did state that only one person was covered - though I still feel the agreement was unfair.

The other loan was more than 6 years ago, though the settlement was in 2006. The bank have stated they have no paperwork for the agreement, though they are adamant there was no PPI

I have also just received news of a £320 refund from Egg for PPI which is a result - thanks MSE!!!

Well done on getting a result with Egg :T:T And good luck with the rest of your claims.

Footiemad_2

CARPY wrote: »

Hi rbs have just offered me a full refund on my ppi how do you calculate interest on this sum the amount is £2856 which was paid as £47.60 a month 60 months many thanks tony

Well done on winning your claim with RBS. Hope the calculation for the interest makes it a nice healthy return.:beer::T:T

CARPY_3

many thanks to all just a note rbs did send a letter saying they were going to hold investigation while they was a test case in progress so i got in touch with fos who took the case then suddenly 2 week later rbs made me an offer so dont let any financial instituition put you off by sayng you will have to wait for the test case conclusion just threaten them with fos once again thanks to all iwill await for someone to advise me of the interest thanks

k77mss

CARPY wrote: »

Hi rbs have just offered me a full refund on my ppi how do you calculate interest on this sum the amount is £2856 which was paid as £47.60 a month 60 months many thanks tony

hi well done on your win how long from start did it take for an offer? i have 2 claims with them at the moment. did you get refused at the begining?
thanks for any reply

skintstudent21

So I have just wrote the SAR for a loan I had with welcome finance, i shall send that with a cheque for £10 and wait for 40 days. I need it as I have none of the paperwork and don't even know what my account number was. The loan is no longer in force.

di3004

CARPY wrote: »

many thanks to all just a note rbs did send a letter saying they were going to hold investigation while they was a test case in progress so i got in touch with fos who took the case then suddenly 2 week later rbs made me an offer so dont let any financial instituition put you off by sayng you will have to wait for the test case conclusion just threaten them with fos once again thanks to all iwill await for someone to advise me of the interest thanks

Well done to you!:beer:

di3004

skintstudent21 wrote: »

So I have just wrote the SAR for a loan I had with welcome finance, i shall send that with a cheque for £10 and wait for 40 days. I need it as I have none of the paperwork and don't even know what my account number was. The loan is no longer in force.

Hi there

In that case the paperwork may be useful then.
That is correct 40 calendar days they have to comply with the SAR, and when it comes to reclaiming, the normal timescales of that one is generally 8 weeks, although they may resolve before that, or even ask for more time in writing.;)

skintstudent21

di3004 wrote: »

Hi there

In that case the paperwork may be useful then.
That is correct 40 calendar days they have to comply with the SAR, and when it comes to reclaiming, the normal timescales of that one is generally 8 weeks, although they may resolve before that, or even ask for more time in writing.;)

Brilliant thank you. I thought it might be easier to have the paperwork as I have literally got rid of all the paperwork I did have and then I will do the questionnaire.

Hmm I will see how I get on and if I do ok I might suggest this to my mum as she had a car loan through yes car credit and I remember when we went on the day how they said we couldn't have the car without it. So should have walked away then!

di3004

skintstudent21 wrote: »

Brilliant thank you. I thought it might be easier to have the paperwork as I have literally got rid of all the paperwork I did have and then I will do the questionnaire.

Hmm I will see how I get on and if I do ok I might suggest this to my mum as she had a car loan through yes car credit and I remember when we went on the day how they said we couldn't have the car without it. So should have walked away then!

Good one and your certainly on the right track :T.

Yes if your mum was mis sold the insurance as well, it could be worth her while in making a reclaim.;)

Footiemad_2

CARPY wrote: »

many thanks to all just a note rbs did send a letter saying they were going to hold investigation while they was a test case in progress so i got in touch with fos who took the case then suddenly 2 week later rbs made me an offer so dont let any financial instituition put you off by sayng you will have to wait for the test case conclusion just threaten them with fos once again thanks to all iwill await for someone to advise me of the interest thanks

Good for youon not taking there word for it. :T:T