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PPI Reclaiming Discussion part 4

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Comments

  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    STW27 wrote: »
    hi all, have just checked the address of the third part supplied by GE Money and its:-

    Active Mortgage Management PLC
    Springfield House
    Wilmslow
    Cheshire
    SK9 5BA

    Sadly there is no company number so I assume I need to go straight to the ombudsman?
    Hi there, if they have directed you to fscs, give them a ring in the morning and see if this co have gone into liquidation, if they have the fscs will send you a claim form for your redress from fscs.If they have not gone into liquidation i would give them a couple of weeks to reply to ge money from the letter they have sent, then go to fos.x
    http://www.fscs.org.uk/your-claim/
  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    http://www.fscs.org.uk/what-we-cover/search-for-companies-in-default/
    According to this, they went in deafault lan 2011!! think they mean 2010.
    if this is the case then ring fscs and make a claim.
  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Applecider wrote: »
    Wow that sounds much easier!! Thanks to both of you!

    Any ideas on how to get back statements from barclays and halifax they have decided not to let you look at back of statements :(

    if i could help you with anything I would... unfortunatley the only thing I know anything about is putting money in a pot and teaching kids
    :beer:You can put money in my pot :p:p anytime, as long it is the paper kind :rotfl::rotfl::rotfl:
    send a letter with £1 and request the agreements from barclays and halifax.x
  • di3004
    di3004 Posts: 42,579 Forumite
    STW27 wrote: »
    hi all, have just checked the address of the third part supplied by GE Money and its:-

    Active Mortgage Management PLC
    Springfield House
    Wilmslow
    Cheshire
    SK9 5BA

    Sadly there is no company number so I assume I need to go straight to the ombudsman?


    Hi there

    Are these still running or dissolved?

    just double checking, if not you can try as amersall also says to make the claim from the financial compensation scheme (FSCS)
    http://www.fscs.org.uk/contact-us/

    So please remind us to save going back on previous posts, how far have you gone with this?

    Cheers.;)
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    Applecider wrote: »
    Wow that sounds much easier!! Thanks to both of you!

    Any ideas on how to get back statements from barclays and halifax they have decided not to let you look at back of statements :(

    if i could help you with anything I would... unfortunatley the only thing I know anything about is putting money in a pot and teaching kids


    Hiya

    Do you still have running accounts with them?
    For instance if you bank with them you can check statements going back for the last 6-7 years, and if you bank online you can check these straight away.

    Or another way to request for the statements, where you will be sent other data held on the account the same time is to request a Subject access request (SAR).
    https://forums.moneysavingexpert.com/discussion/1475553
    You enclose £10 cheque or postal order for this request, but if you just request for the statements alone, I am aware you may have to pay out more, this way is probably the best way cos you will receive as stated everything else they still hold on the accounts too.;)

    For just the loan credit agreement, its just £1 cheque or postal order, and they have 12-14 days to comply.
    The details of the loan and ppi are shown on the agreement.
    The one and only "Dizzy Di" :D
  • Sandyhills wrote: »
    I was on a Trust Deed it has finished in June of this year and In august I received a letter from my Deed people to say that they were sending a Financial guy to come and speak to my husband and I so that they could claim back the PPI from our creditors and put the monies back against the Trust Deed. Now I have to wait until this is complete before the Trust Deed will issue the certificate that it has been completed. Hope this helps

    this is an increasing trend by some insolvency practitioners who are only concerened with lining their own pockets. its a shameful practice for them to continue your trust deed term past 3 years. if you have fully abided by your trust deed conditions then you should be given your discharge certificate when the the 3 years end. if i were you i would ask them which regulation or clause in the original trust deed gives them power to extend it beyond the 3 years and also threaten to report their practice to their professional body or the AIB. if you do not get any joy just tell them that you were not mis-sold any ppi as they need YOUR permission to act on your behalf this puts a stop to this nonsense immediately. as for your current claim against fp if they were not one of your trust deed creditors then as your 3 year trust deed has finished then i do not think you need to inform them.
  • HANNAH



    I have no idea of account numbers. How are you proceeding with the claim if they didnt give you any information?

    Thanks all, very helpful people in this forum cheers guys :beer: and diolch for u welshies[/QUOTE]

    as i said i did find the last 4 digits of my card so wrote my first claim letter with the account number **** **** **** 6109. when they replied my full credit card number came through on their letter! surely you must be able to find or order an old bank statement which shows a payment you made to them this will only show you the last 4 digits the same as mine.
    i am now sending them a £10 chq asking for an SAR - not sure it will get me anywhere but worth a try
    hannah
  • di3004
    di3004 Posts: 42,579 Forumite
    hannah29 wrote: »
    HANNAH



    I have no idea of account numbers. How are you proceeding with the claim if they didnt give you any information?

    Thanks all, very helpful people in this forum cheers guys :beer: and diolch for u welshies

    as i said i did find the last 4 digits of my card so wrote my first claim letter with the account number **** **** **** 6109. when they replied my full credit card number came through on their letter! surely you must be able to find or order an old bank statement which shows a payment you made to them this will only show you the last 4 digits the same as mine.
    i am now sending them a £10 chq asking for an SAR - not sure it will get me anywhere but worth a try
    hannah[/QUOTE]


    Good luck Hannah.;)
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    It seems I have quoted and included some of your post in with mine Hannah as above LOL, no worries and the best of luck.

    Di
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    amersall wrote: »
    Would you believe it :mad::mad: just had an email from empire stores to let me know i can have £25 off my next order over £40 :T:T
    IF :mad: I TAKE PPI ON MY ACCOUNT :mad:
    thanks but no thanks :rotfl::rotfl:
    Cannot believe they are tempting you to take ppi :eek::eek:
    and to spend £40 that you may not want to :eek:
    Sorry, i stand corrected :o it is not ppi :D it is optional "shopping insurance" :rotfl::rotfl::rotfl:Will send them the link to the catalogue insurance thread on here :rotfl::rotfl:

    LOL, well there seems to be a catch for everything amersall :rotfl::rotfl::rotfl:, bet you did think WOW at first......until you read the rest of it, good thing you did though :D:T:T
    The one and only "Dizzy Di" :D
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