PPI Reclaiming Discussion part 4

di3004

virtuous wrote: »

Hi there,

Has anyone in this thread been mis-sold PPI on a personal loan by The Funding Corporation and if you have do you have their complaint department address. I have just found out that I was mis-sold PPI by them and I want to reclaim the charges.

Hello there
I am sure I have read a few that are making reclaims against these.

Hopefully someone will be able to confirm if this is the correct address below...

Name & Registered Office:
THE FUNDING CORPORATION LIMITED
I M HOUSE
SOUTH DRIVE
COLESHILL
WEST MIDLANDS
B46 1DF
Company No. 04055624


Status: Active

Or if you ring the financial ombudsman service, they should have the details of the address for you, if you want to double check.

http://www.financial-ombudsman.org.uk/contact/index.html

More on reclaiming here with a questionnaire to send to the business who mis sold you the policy, keep a copy for yourself as well - in case you need to refer to it at some point.

http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance#reclaim

They have 8 weeks, but may request for more time which is okay, just as long as they keep you informed.

Good luck.
Also post by recorded delivery for your proof of posting.;)

SUMMER

di3004 wrote: »

Right Summer.;)

They have dissolved to the below company as shown below.....

Name & Registered Office:
SPECTRUM LOANS & MORTGAGES LIMITED
BEGBIES TRAYNOR (SOUTH) LLP
THE OLD EXCHANGE 234 SOUTHCHURCH ROAD
SOUTHEND ON SEA
SS1 2EG
Company No. 04894612


Status: Dissolved 01/10/2009

They do seem to be listed with the FSCS as shown here....

Can we help?

This page will tell you if the firm you are concerned about has been declared in default, and also where you stand with regards to compensation. Just enter the relevant information as required.

1. Have you tried contacting the firm yet?
   
   Yes
   No
   
2. Search for firm:
   
   Search for the firm you are enquiring about:
   
   <LI class="active noprint" sizset="25" sizcache="2">Matching companies:
   
   1. Spectrum Loans & Mortgages Limited
   2. Spectrum Loans & Mortgages Limited

Your WONDERFUL thank you sooooo much will let you know how i get on x

Applecider_2

di3004 wrote: »

Hi there

Another from Wales then?:D

Right, do you still have hold of any monthly statements?

The account numbers will be shown on them, or if you have the credit card still hanging around, they will be shown on them too.

But you could give it a go if mis sold the ppi if you just have hold of the account numbers.

Otherwise you could request for the cheapest way, for copies of your agreeements by giving them as much info/details as possible, full name, any address you had whilst taken them out, your date of birth, oh and any changes to your surname.
For this you just write a simple letter, enclose £1 cheque or postal order for each one, and ask they supply by 12-14 days.
However, they don't always supply these if the accounts have been settled.

The only other way to retrieve your data is to request a Subject access request (SAR), this you have to enclose £10 cheque or postal order, and they have 40 calendar days to comply and send all they still hold on the account(s), if they are unable to comply to the SAR, they must write to let you know and return your payment.
There is a SAR template letter here:
https://forums.moneysavingexpert.com/discussion/1475553

More on reclaiming here, with stage one reclaiming questionnaire, which replaced the reclaiming template letter:
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance#reclaim

Hope this helps, any further help just give a yell, good luck.;)

Hi yeh another one from wales right here boyo! :rotfl:

Ok thats cool will try with egg first and get the old agreements, im sure I had a loan with them and a credit card! Ive had so many in the past im not sure who or what. Ive also had cards with cahoot, capital one, etc etc is it worth writing to them all?

Just another thought, sorry to moider but ive had a morgage with halifax from 2006 how would I know if i was mis sold PPI with them? Ive got the paper work from that (account numbers etc) would it be halifax who would add PPI onto it? ive no idea what im looking for. Im one of those people who just say yes cause ive got no idea what they are on about and just needed the loan/credit.

HANNAH

hannah29 wrote: »

i tried egg without a credit card number although i did find the last 4 digits on an old online statement so sent that with a load of stars in front! i asked for a copy of my agreement but told me they were not at liberty to give me this info now the account was closed. i am still trying for a claim though
good luck
hannah

I have no idea of account numbers. How are you proceeding with the claim if they didnt give you any information?

Thanks all, very helpful people in this forum cheers guys :beer: and diolch for u welshies

bikes

I contacted a Solicitor 18 months ago regarding my ill father being missold a PPI as he was self employed. We are now on our third solicitor as it has been passed over. We are still no closer to the end and I can not understand why it is taking so long what course of action should I now take to get this resolved?

Applecider_2

Bikes - Can you try doing it using the guide and martins templates? if you have details and stuff?

di3004

bikes wrote: »

I contacted a Solicitor 18 months ago regarding my ill father being missold a PPI as he was self employed. We are now on our third solicitor as it has been passed over. We are still no closer to the end and I can not understand why it is taking so long what course of action should I now take to get this resolved?

Hi and welcome

May I ask if you also tried having a go yourself at reclaiming?

Applecider_2

My friend is doing it through a solicitor and they are taking aaagggggges I wouldnt bother!

Applecider_2

Di - my fella was defo sold PPi through HSBC. Do I need statements and TC's from them? he lost the statements and only has statements from his bank to prove he paid them!

di3004

Applecider wrote: »

Di - my fella was defo sold PPi through HSBC. Do I need statements and TC's from them? he lost the statements and only has statements from his bank to prove he paid them!

Hiya

As long as there is an loan account number that is fine.

If your boyfriend requires just the agreement, just write a simple letter, enclose £1 cheque or postal order, ask that they supply by 12-14 days.;)

The loan agreement will give details of the ppi.

Oh......I have also left you a post on your other thread LOL, good luck X

Applecider_2

ah right cool thanks. He hasnt got the account number but we are going to try and find out!! Hopefully I will find it on one of his statements, can you get them by writing to them? My head already hurts doing this.