PPI Reclaiming Discussion part 4

di3004

hamop wrote: »

Hoping to get a claim off to Barclays against a PPI but have two basic queries (apologies I have searched, but OTT with information at the moment and going 'round in circles....)
Hi and welcome.;)

Q - The end of the format questionnaire says 'now send the form to your bank/insurance provider', but should this just be sent 'cold' direct to Barclays or would it be best to send a basic letter (what format?) beforehand? then wait for their reply - Or should I send the completed questionaire with (or without) an accompanying letter off straight away?
You send to whoever set up the policy, as they would have organised the insurance, send them the questionnaire and you can enclose a letter if you want to, although optional, or one or the other. They should send you a confirmation letter within approx 2 weeks and give you timescale, but they are entitled to 8 weeks.

Q - Next question: The only address I have for Barclays on any correspondence to do with the PPI has an address given as a PO Box number in Ireland, although the annual loan account statement ('Barclayloan Plus with Payement Protection') quotes Barclays Bank plc, Leicester LE87 2BB.
Which one should I be writing to?
The head office will be fine, there are lots of addresses for Barclays, hopefully someone will confirm which one.
But check on the address thread too.
And post by recorded delivery, this is your proof of posting.
https://forums.moneysavingexpert.com/discussion/1619943


Thanks, in advance, for any guidance!

Your very welcome, good luck.:)

amersall

di3004 wrote: »

Your very welcome, good luck.:)

Hi di, thought you sent the letter to the bank first? then if they say the insurance provider is liable then you send a letter to them? X

TONYC_3

Hi thanks for your help in making a successful claim from mbna
i now going to reclaim ppi from a loan i had with natwest
what concerns me is that my overdraft is more than i expect to reclaim from them if iam successful can they demand the balance of my overdraft many thanks tony

di3004

amersall wrote: »

Hi di, thought you sent the letter to the bank first? then if they say the insurance provider is liable then you send a letter to them? X

Damn, did I get that the wrong way round?:eek::o, honestly.

Glad you posted up amersall.
Hamop, please take note, cheers......and apologies for getting into any confusion with this, my wording - soz.:o;)

Hi amersall.

Yes that is correct.:beer:. :DXX

di3004

TONYC wrote: »

Hi thanks for your help in making a successful claim from mbna
i now going to reclaim ppi from a loan i had with natwest
what concerns me is that my overdraft is more than i expect to reclaim from them if iam successful can they demand the balance of my overdraft many thanks tony

Hi Tony and well done on your MBNA success.:beer:

I understand they may try to use any refund towards debt, but if this is an authorised overdraft and you have not gone over that authorised amount you should be okay, hopefully someone will be able to clarify on this, good luck.;)

amersall

TONYC wrote: »

Hi thanks for your help in making a successful claim from mbna
i now going to reclaim ppi from a loan i had with natwest
what concerns me is that my overdraft is more than i expect to reclaim from them if iam successful can they demand the balance of my overdraft many thanks tony

This is a hard one, some may and some may not.I won with yorkshire bank and they paid it direct to me and did not take it off my overdraft, but to be honest they dont work all the same.

amersall

di3004 wrote: »

Damn, did I get that the wrong way round?:eek::o, honestly.

Glad you posted up amersall.
Hamop, please take note, cheers......and apologies for getting into any confusion with this, my wording - soz.:o;)

Hi amersall.

Yes that is correct.:beer:. :DXX

:rotfl:i had to read the original post twice before i realised
here are those senior moments :rotfl: again xx

di3004

amersall wrote: »

:rotfl:i had to read the original post twice before i realised
here are those senior moments :rotfl: again xx

lmao :rotfl::rotfl::rotfl:
Thank goodness for you amersall :T:T. XXX

My water wasn't warming up, so the engineer here now......:eek:, hoping its nothing drastic, cos we tested radiators and they are working okay.;)

amersall

di3004 wrote: »

lmao :rotfl::rotfl::rotfl:
Thank goodness for you amersall :T:T. XXX

My water wasn't warming up, so the engineer here now......:eek:, hoping its nothing drastic, cos we tested radiators and they are working okay.;)

:D Yes, at our age we have to have our pipes checked:cool:

di3004

amersall wrote: »

:D Yes, at our age we have to have our pipes checked:cool:

:eek::eek::rotfl::rotfl::rotfl:, yeah that is so true :rotfl::rotfl::p:D:cool: LOL XXX