PPI Reclaiming Discussion part 4

di3004

evie_g wrote: »

Hi Di,
Thanks as always for the advice, much appreciated and I will give it a try. Not sure how to block pop-ups, will have to ask my son as I'm technologically challenged!

LOL, same here, my son has to do allsorts on here for me, I could not even post attachments until he shown me.:o:D;)X

evie_g_2

marshallka wrote: »

Hi, Martin has not posted on the PPI forums for ages and tends to leave us to it. We know it better than he does:p:D:cool::rotfl:.

Hi Marshallka,
Yes, they were very old posts ! I guess Martin must have millions of other things to do these days!:D

evie_g_2

di3004 wrote: »

LOL, same here, my son has to do allsorts on here for me, I could not even post attachments until he shown me.:o:D;)X

Ha ha - I'm always doing that at work. Send the e-mail and forget the attachment ! :)

marshallka

evie_g wrote: »

Hi Marshallka,
Yes, they were very old posts ! I guess Martin must have millions of other things to do these days!:D

Yeah, he must have - busy with the TV appearances etc. Would be nice though if he popped on every now and again or gave us "workers" a mention. :rotfl::beer:

cheerios_2

Hi Guys

Apologies if this has been asked before, if you could explain or direct me to a thread explaining how to work out claim that would be great.

I recently got my Egg card statements from 2001- 2005 which I applied when I was at university...i did have a part time job, however, I was not aware about payment protection being a student and all.

So my egg statements shows payment protection each month. Do I add this all up and all 8% interest? or is it 8% each year since I paid off the card?

Also I have a copy of my aliance and leicester agreement showing i was paying ppi of £42.66 each month, which I was not aware or most probably misold. This loan was settled early...so do I calculate the amount of months I paid before my lump sum settlement and add 8% interest?

Many thanks guys

cheerios_2

Just worked out on my egg card i have paid £475 PPI....I'm not sure how to apply the 8% interest?....any advice is much appreciated.

cheerios_2

Hi Me again

All my loans were online applications...are my chances of a successful claim reduced because I should have read terms and conditions...such as there may have been a radio button I needed to click to take out PPI cover?

amersall

cheerios wrote: »

Hi Me again

All my loans were online applications...are my chances of a successful claim reduced because I should have read terms and conditions...such as there may have been a radio button I needed to click to take out PPI cover?

Hi there, some have won on here with internet applications so you give it a go. You can work out the 8% on the bank charges calculator here
http://www.moneysavingexpert.com/reclaim/bank-charges

if you received a rebate on your ppi when you sttled then this amount will be taken off your win and yes you get ppi paid to date back, up to settlement date.Hope this helps x

di3004

cheerios wrote: »

Hi Guys

Apologies if this has been asked before, if you could explain or direct me to a thread explaining how to work out claim that would be great.

I recently got my Egg card statements from 2001- 2005 which I applied when I was at university...i did have a part time job, however, I was not aware about payment protection being a student and all.

So my egg statements shows payment protection each month. Do I add this all up and all 8% interest? or is it 8% each year since I paid off the card?

Also I have a copy of my aliance and leicester agreement showing i was paying ppi of £42.66 each month, which I was not aware or most probably misold. This loan was settled early...so do I calculate the amount of months I paid before my lump sum settlement and add 8% interest?

Many thanks guys

Hiya

If they are calculating inline with the FOS, the link Maxdp posted is useful....
https://forums.moneysavingexpert.com/discussion/1596473

You basically get back all you have paid in ppi, interest and I then believe the 8% interest is added for being deprived of your money, this would be what the court would award, also check the above thread, this should give you an idea.;)

Good one.:beer:

di3004

That's cool amersall......:T:T:T;)XX