PPI Reclaiming Discussion part 4

asmiffy9

Hi, thank you so much for your help my husband got £1,418.15 from HSBC, for a loan between 2006 and 2009, before that he had a loan with them between 2204 and 2006, do you think I would stand a chance of reclaiming that ppi?

Cheers Ann

asmiffy9

Sorry meant 2004 and 2006, got a bit ahead of myself

Ann

LisTT

Hi,

I'm sorry if this has already been asked but I cant face reading through thousands of pages!!

I have a loan with Welcome Finance, I took out PPI and it was signed for by me, however I was told I couldnt get the loan without it - which I believe means its been missold? However, how do you prove this?? If there is a document which I have signed agreeing to the PPI does this not mean that I wont be able to claim?

Thanks

amersall

asmiffy9 wrote: »

Sorry meant 2004 and 2006, got a bit ahead of myself

Ann

hi ann, yes you can reclaim that as well, you go for it and good luck x lorraine

amersall

LisTT wrote: »

Hi,

I'm sorry if this has already been asked but I cant face reading through thousands of pages!!

I have a loan with Welcome Finance, I took out PPI and it was signed for by me, however I was told I couldnt get the loan without it - which I believe means its been missold? However, how do you prove this?? If there is a document which I have signed agreeing to the PPI does this not mean that I wont be able to claim?

Thanks

hi there, yes you can claim, if you feel you were mis sold, look at the reasons for mis sell claims, and you may find you have more reasons too. just because you signed it doesnt mean that you knew what you were signing for, give it a go and good luck x you dont have to prove it was mis sold, they have to prove you were not

asmiffy9

amersall wrote: »

hi ann, yes you can reclaim that as well, you go for it and good luck x lorraine

Thanks for the advice, the letter is now in the post, will let you know how it goes:beer:
Ann

sukimia

Hi all

Hope I'm not being thick(!) but have been lurking and reading for a while and it seems that things have changed............:o

Can someone please confirm that I have to fill in the questionnaire for reclaiming the PPI not just the first letter (that I had already dowloaded a couple of weeks ago in which I could delete the reasons as applicable) and send that to the company.

The letter certainly seemed straight forward as opposed to the form.:(

Sorry again for sounding thick! and thanks for any help.

di3004

sukimia wrote: »

Hi all

Hope I'm not being thick(!) but have been lurking and reading for a while and it seems that things have changed............:o

Can someone please confirm that I have to fill in the questionnaire for reclaiming the PPI not just the first letter (that I had already dowloaded a couple of weeks ago in which I could delete the reasons as applicable) and send that to the company.

The letter certainly seemed straight forward as opposed to the form.:(

Sorry again for sounding thick! and thanks for any help.

Hi there

Of course your not thick, its a fair enough question and remember we all had to learn LOL.......:D.

Right the letter you sent to reclaim is correct, they now have 8 weeks to resolve in full, they should keep you updated on the progress of your complaint, and let you know if they require more time.

Some banks, although this can vary will send their own questionnaires, if they do this then many just ask them to refer back to the letter already send and to refer to the account from when it was sold to you.

Hope this helps, don't worry, you will soon get the hang of it, please keep us posted, good luck.:A

LilacPixie

anyone have any idea about this situation. PPI claim in with FOS since Jan 2009 they did all the usual wrote to company concerened then said the complaint waiting to be allocated to an adjudictor etc etc well complaint has been allocated and he decided to write to company again to clarify some points. in the last 12 weeks i have received 3 letters from the 'caseworker' apologising for delay etc etc then I got a letter yesterday from the caseworker apologising for delay and confirming the next letter I receive will be from her 'immediate manager' Is that the actual adjudicator??

MoodyBlues

di3004 wrote: »

I certainly hope so.;) Fingers crossed.

Well I've finally received a letter from them, dated a week ago, thanking me for the postal order and letting me know that they will send me my info by early May. The forty days they are allowed to respond to the data request, is it as they state "upon receipt of the fee" which they received on March 29th??
I guess I should just be happy I received a response!