PPI Reclaiming Discussion part 4

MoodyBlues

di3004 wrote: »

Hi there

Thanks for your update.

I believe the ICO would also suggest to wait for the 40 day deadline too.
So see what happens then this is up, fingers crossed.;)

Thanks for the reply. I think that's for the best. At least they replied with more than before! I will update you all on how this goes.

di3004

MoodyBlues wrote: »

Thanks for the reply. I think that's for the best. At least they replied with more than before! I will update you all on how this goes.

Your welcome .
It will soon get sorted eventually, I am awaiting for some further information, well not me my hubby within a SAR, there are some docs missing, will be on to ICO if they have not sent them by the deadline.;)
Good luck with yours X

Pete_Dee

Hi I had a loan with Welcome finance between 12/02/04 - 27/05/05 where i was told I had to have PPI obviously this puts me within 2 months of the 6 year limit how can I make sure my claim is dealt with before the time limit expires?

Thanks

Pete

maxdp

Pete_Dee wrote: »

Hi I had a loan with Welcome finance between 12/02/04 - 27/05/05 where i was told I had to have PPI obviously this puts me within 2 months of the 6 year limit how can I make sure my claim is dealt with before the time limit expires?

Thanks

Pete

Send the letter out to them today or sooner:o Once you have recorded your complaint then you should be ok. It is not just the 6 years from when the loan ends it is 3 years from when you realised you were mis sold. Use the template on this site just to get you going and send recorded delivery they have 8 weeks to respond. Good Luck

gaz2208

Up until last week I was with a a company for payment protection insurance re-embursment for 2 credit cards and a loan, and they decided to drop my cases, and today i recieved a letter from the bank that i took the loan out with and they offered me £750 settlement should i take it ?? (and because the company dropped my cases do i still owe them a cut if i do??) ...

the loan was for £10,000 & they charged me £2300 in PPI

help would be appreciated ...

amersall

gaz2208 wrote: »

Up until last week I was with a a company for payment protection insurance re-embursment for 2 credit cards and a loan, and they decided to drop my cases, and today i recieved a letter from the bank that i took the loan out with and they offered me £750 settlement should i take it ?? (and because the company dropped my cases do i still owe them a cut if i do??) ...

the loan was for £10,000 & they charged me £2300 in PPI

help would be appreciated ...

hi there, have you it in writing that they have dropped your case? if you have then write to bank and tell them you are not happy with the offer, if this loan is still running find out what you have paid in ppi, if it is more than what they are offering you, let them know you want all ppi paid to date back with interest, hope this helps. i think this may be a fob off

eirelav1962

hi there can anyone advise how i can claim ppiinsurance i have with my bankloan it only has a few payments left topay

di3004

eirelav1962 wrote: »

hi there can anyone advise how i can claim ppiinsurance i have with my bankloan it only has a few payments left topay

Hi and welcome,

I take it you were mis sold the PPI with the bank loan?

For this you write to them to reclaim with your reasons on how you believe you were mis sold, they have 8 weeks in full to respond, below is Martin's link to the guidelines of reclaiming the PPI, check this out, it has template letters to help you through and if any of the reasons apply to you in the mis selling checklist then write them in your letter.
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

You do not have to write down the amounts though, they should send you these if your successful, or you can request they send them to you, post by recorded delivery for your proof of posting.

Hope this helps, good luck and please keep us updated, cheers.;)

smitchy73

Did I read something a few months ago that the banks were to look over every case that they had dismissed or refused the claimants refund after FOS/FSA had changed the rules.
Can anyone clarify?

di3004

smitchy73 wrote: »

Did I read something a few months ago that the banks were to look over every case that they had dismissed or refused the claimants refund after FOS/FSA had changed the rules.
Can anyone clarify?

Hi there, have a read of this here.......
http://www.telegraph.co.uk/finance/personalfinance/6244453/Thousands-of-rejected-PPI-complaints-to-be-reopened-under-FSA-plans.html