Sub Prime Credit Thread Part II

sutton111

mumofboys wrote: »

Sutton, you have been so very kind to so many people on here, that I am sure I am not alone in willing it to happen for you.

Thank you for your kind words it's very much appreciated.

mumofboys_2

sutton111 wrote: »

Thank you for your kind words it's very much appreciated.

Not kind - just true.

MOB

cifpower

sutton111 wrote: »

Chocolate Button -

No problem.

P.S Your searches will drop off after 12 months on Experian or 2 years with Equifax. Most lenders look at searches over the last 6 months.

Searches drop off after 1 year with Equifax too

sutton111

cifpower wrote: »

Searches drop off after 1 year with Equifax too

Not on my file. :rolleyes:

cifpower

sutton111 wrote: »

Not on my file. :rolleyes:

They do on my file - I get alerts one day after the year is done saying the search has been deleted

sutton111

Sutton 10/07/2007 Outstanding Debt Mackenzie Hall - Kilmarnock (Bat

For example - this is from my Equifax file.

cifpower

Just scanned through my searches and the earliest in May 08.

sutton111

I'm wrong. Searches for credit say on your file for one year from the recorded date.

It must be Outstanding debt searches only then. Bloody typical.

sutton111

How long is this data kept on my Credit File?

Searches remain on your Credit File for 1 year from the record date.

cifpower

I have 3 of those Outstanding Debt searches from CNM Ltd