Sub Prime Credit Thread Part II

Parki_2

Duggie reading that bit on the bottom about improving my credit file I noticed about your 2 RBS current accounts. On my Experian credit report my RBS is not showing. Does yours show in Experian? Im glad mine doesnt show as im always overdrawn but just wondering why.

duggie1982

Not sure mate just got callcredit report the now but expecting the others in the next week

But check out http://forums.moneysavingexpert.com/showthread.html?t=1033817

It says RBS report to all 3

Parki_2

Yeah I read that but I havent sent for my Equifax or Call Credit reports yet. I intend to do that soon though. Just wondered why my RBS current account isnt on that. Hopefully it wont be on my others either. Ive had the account for about 20 years though.

thriftymomma

Parki wrote: »

Yeah I read that but I havent sent for my Equifax or Call Credit reports yet. I intend to do that soon though. Just wondered why my RBS current account isnt on that. Hopefully it wont be on my others either. Ive had the account for about 20 years though.

The length of time you have held the account is why it is not shown. HTH

Chocolate_Button_2

Morning all,

I received a letter from Ulster yesterday regarding my appeal - they have asked for 3 months bank statements. Just wondering if anyone has successfully appealed with Ulster and got a cc from them? Is it worthwhile me sending of the statements or am I likely to just get a big fat no anyway!?

Not heard from Citi yet regarding appeal with them...

thanks

Innocent_Guy

Chocolate_Button wrote: »

Morning all,

I received a letter from Ulster yesterday regarding my appeal - they have asked for 3 months bank statements. Just wondering if anyone has successfully appealed with Ulster and got a cc from them? Is it worthwhile me sending of the statements or am I likely to just get a big fat no anyway!?

Not heard from Citi yet regarding appeal with them...

thanks

Proliant and Cif have successfully appealed.

They will only offer you the card if your bank statement show affordability.
If you are in you O/D month on month there is no point sending them in

If not you stand a chance

Best of luck

Chocolate_Button_2

Innocent_Guy wrote: »

Proliant and Cif have successfully appealed.

They will only offer you the card if your bank statement show affordability.
If you are in you O/D month on month there is no point sending them in

If not you stand a chance

Best of luck

thanks for this - don't have an o/d and my account is always in good order - healthy salary going in each month so keep your fingers crossed for me!

victor-meldrew_4

sutton111 wrote: »

Have you found out which card they have offered you yet?

just got another pin through for card
its a pin for visa electron card.still dont know what account is deffinatley.

victor-meldrew_4

opened a studio account for o/h.just got invoice through.
apr 44.9% but 29.5 if you pay by dd.thats a big difference

PROLIANT

Just a quick reminder guy's, this thread will be locked at some point today, as I stated in my last post you can decide between yourselves who want's to carry the thread on to Part III.

Regards

Proilant