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Sub Prime Credit Thread Part II

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Comments

  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    normaly thats a yes honestly.had two of them both yes.1 decline which was a stright no.
    Effect got the same message, then was accepted
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Effect got the same message, then was accepted

    yeah i think i told him it would be.know a few freinds who have had same.strange.
    littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
    Official SOS Club number 009 - Dry until 18.11.2009
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    yeah i think i told him it would be.know a few freinds who have had same.strange.
    Would be interesting to know. I wonder when my SDG will show.
    Might not be able to hold out!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Would be interesting to know. I wonder when my SDG will show.
    Might not be able to hold out!

    is that catch 22.
    are the accounts on your report yet.??
    if not apply now.if you got them in april they will only report may,in june.if you get what im saying
    littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
    Official SOS Club number 009 - Dry until 18.11.2009
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    is that catch 22.
    are the accounts on your report yet.??
    if not apply now.if you got them in april they will only report may,in june.if you get what im saying
    Only opened them on the 13th, I know they can take 6 weeks
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    BTW did recieve statments yesterday for them
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • claire6hy
    claire6hy Posts: 967 Forumite
    going to get my credit reports again soon to see what they are like now :):)
    not going to get callcredit though i dont think
    x
    THANK MEEE:j
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    claire6hy wrote: »
    going to get my credit reports again soon to see what they are like now :):)
    not going to get callcredit though i dont think
    x
    You would be suprised, callcredit showed incorrect info for me. Had to get it removed.
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    cifpower wrote: »
    What do I do now? One of our team will now perform additional checks, which typically take 7 working days. In a small number of cases we may need more information to complete your application - if so, we'll write and let you know.

    If your application is successful, we'll be sending you your Classic Card as soon as possible. Your PIN number will be posted to you seperately.

    That's what I got, however mine was referred because I had a notice of correction resulting in them by law, having to manually assess my application.

    If you give them a ring, they'll tell you if you've been provisionally approved or declined. :)
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    TheEffect wrote: »
    That's what I got, however mine was referred because I had a notice of correction resulting in them by law, having to manually assess my application.

    If you give them a ring, they'll tell you if you've been provisionally approved or declined. :)
    Hopefully accepted! WOW at least we are on page 501 :D
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
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