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Sub Prime Credit Thread Part II

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Comments

  • claire6hy
    claire6hy Posts: 967 Forumite
    im away to bath and bed ellie, someone else do it :):)
    x
    THANK MEEE:j
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    cifpower wrote: »
    I haven't, no
    Do you think they would accept you?

    Effect appealed and got a decline last week, then applied again within a week and got accepted! How mad?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    claire6hy wrote: »
    im away to bath and bed ellie, someone else do it :):)
    x
    Claire where abouts you live?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • cifpower
    cifpower Posts: 6,502 Forumite
    Innocent_Guy wrote: »
    Do you think they would accept you?

    Effect appealed and got a decline last week, then applied again within a week and got accepted! How mad?
    I might apply then and see what happens
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    cifpower wrote: »
    I might apply then and see what happens
    I'm gonna apply too, just biding my time
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    cifpower wrote: »
    I might apply then and see what happens
    If you do tell me the outcome
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Right I'm going for dinner, BRB
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • cifpower
    cifpower Posts: 6,502 Forumite
    What do I do now? One of our team will now perform additional checks, which typically take 7 working days. In a small number of cases we may need more information to complete your application - if so, we'll write and let you know.

    If your application is successful, we'll be sending you your Classic Card as soon as possible. Your PIN number will be posted to you seperately.
  • victor-meldrew_4
    victor-meldrew_4 Posts: 763 Forumite
    cifpower wrote: »
    What do I do now? One of our team will now perform additional checks, which typically take 7 working days. In a small number of cases we may need more information to complete your application - if so, we'll write and let you know.

    If your application is successful, we'll be sending you your Classic Card as soon as possible. Your PIN number will be posted to you seperately.

    normaly thats a yes honestly.had two of them both yes.1 decline which was a stright no.
    littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
    Official SOS Club number 009 - Dry until 18.11.2009
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    cifpower wrote: »
    What do I do now? One of our team will now perform additional checks, which typically take 7 working days. In a small number of cases we may need more information to complete your application - if so, we'll write and let you know.

    If your application is successful, we'll be sending you your Classic Card as soon as possible. Your PIN number will be posted to you seperately.
    Maybe they cannot give an instant descion because of the time?
    Have you called them?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
This discussion has been closed.
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