Sub Prime Credit Thread Part II

Jackie235

I think I've read somewhere in equifax that outstading debt searches last for 6 years :eek:

bloody hope not i've got 2 from Thames Credit the back end of last year, from debts from before i was declared bankrupt. they have been endeavoring to contact me (since 2004) but I have failed to respond, what a load of bull. Ive rang and rang to tell them i was BR, sent my copy or the BR, faxed it, sent letters, and then they went and searched my file leaving there grubby footprints along the way! :mad:

mumofboys_2

What's an outstanding debt search and who does them? Sorry if this is an obvious question, but I am still learning....

MOB

cifpower

mumofboys wrote: »

What's an outstanding debt search and who does them? Sorry if this is an obvious question, but I am still learning....

MOB

I have no idea what they were and was a bit surprised they popped up on my file. They searched me twice in one day and then again a few months later.

sutton111

Jackie235 wrote: »

I think I've read somewhere in equifax that outstading debt searches last for 6 years :eek:

bloody hope not i've got 2 from Thames Credit the back end of last year, from debts from before i was declared bankrupt. they have been endeavoring to contact me (since 2004) but I have failed to respond, what a load of bull. Ive rang and rang to tell them i was BR, sent my copy or the BR, faxed it, sent letters, and then they went and searched my file leaving there grubby footprints along the way! :mad:

Complian to the Information commission. They will force them to remove them.

sutton111

2 years for Outstanding Debt.

Jackie235

Sorry I didn't mean to scare anyone!

1 year from Credit Application Searches and 2 years for Debt Collection Searches

got this from the FAQ's in my file.:T

mumofboys_2

cifpower wrote: »

I have no idea what they were and was a bit surprised they popped up on my file. They searched me twice in one day and then again a few months later.

Who is "they"? Arrgghh more stuff to worry about... I don't want "they" anywhere near me.

Cash_Flow

mumofboys wrote: »

What's an outstanding debt search and who does them? Sorry if this is an obvious question, but I am still learning....

MOB

Nasty people who like to hound you for money:eek:

Jackie235

from what I gather, these Debt companies buy up old debts then search public databases to find you, they then outstanding debt search the person they find even if they are not the person with the outstanding debt, they may just have the same name! Thames Credit (also Aktiv Kapital or Aktiv Capital) are a bunch of bar stewards!

cifpower

mumofboys wrote: »

Who is "they"? Arrgghh more stuff to worry about... I don't want "they" anywhere near me.

"They" be CNM Ltd but they have never written to me