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Sub Prime Credit Thread Part II

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Comments

  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I would ring them. 0845 601 0436. By what you have said you may have a good chance.

    Let us know the outcome. :)
  • mumofboys_2
    mumofboys_2 Posts: 154 Forumite
    Update - received my pin for Capital One this morning, and called to find out the credit limit - no, patience is not my strong point. A poxy £100, but then again I am happy happy happy to have the tool.:j

    MOB
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    mumofboys wrote: »
    Update - received my pin for Capital One this morning, and called to find out the credit limit - no, patience is not my strong point. A poxy £100, but then again I am happy happy happy to have the tool.:j

    MOB

    Well done MOB - Update us accordingly.

    BTW after 4 months they WILL up your limit to £300......
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    mumofboys wrote: »
    Update - received my pin for Capital One this morning, and called to find out the credit limit - no, patience is not my strong point. A poxy £100, but then again I am happy happy happy to have the tool.:j

    MOB

    Congratulation, I'm really pleased for you. :T

    Hopefully that limit will increase in a few months for you.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Innocent_Guy wrote: »
    Well done MOB - Update us accordingly.

    BTW after 4 months they WILL up your limit to £300......

    Any more updates today?
  • Jackie235
    Jackie235 Posts: 83 Forumite
    Have just rang Aqua, was told I would have to wait for either the "Thanks for applying but we have just got back up off the floor laughing histericly at you for applying to us" or an aplication pack coming through my door! lol
  • mumofboys_2
    mumofboys_2 Posts: 154 Forumite
    Innocent_Guy wrote: »
    Well done MOB - Update us accordingly.

    BTW after 4 months they WILL up your limit to £300......

    Thanks guys. I don't really need the extra limit, as I say it is only a tool. I was just planning to buy petrol and pay in full every month as advised by all you fab people, but £100 won't even do my petrol!! Ah well....

    I am however smiling, which is a good thing.:D

    MOB
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Jackie235 wrote: »
    Have just rang Aqua, was told I would have to wait for either the "Thanks for applying but we have just got back up off the floor laughing histericly at you for applying to us" or an aplication pack coming through my door! lol

    That was helpful then.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    That was helpful then.
    Surely the can tell........ I personally would call back
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    So would I.

    When I applied back in August I rang up a few hours later and they told me I had been declined. Lol
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