Sub Prime Credit Thread Part II

Jackie235

Lol,

I might phone back later on, would rather open the letter that be told on the phone!

Heres hoping!!!

Innocent_Guy

sutton111 wrote: »

So would I.

When I applied back in August I rang up a few hours later and they told me I had been declined. Lol

I rang up straight after my application and was told underwriting was looking at it.

They then told me I was declined - I applied and won ( In writing ) No card came 2 weeks later. Called up and was told I was declined. In the end I told them to remove the search and forget the application. They did so

Cash_Flow

Hi Ladies and Gents

Barclaycard have increased my limit by £400.00 pounds today:T

I opened the account 6 months ago:

APR 19.9%

Limit £750.00

6 months on:

APR 14.9%

Limit £1150.00

sutton111

Cash_Flow wrote: »

Hi Ladies and Gents

Barclaycard have increased my limit by £400.00 pounds today:T

I opened the account 6 months ago:

APR 19.9%

Limit £750.00

6 months on:

APR 14.9%

Limit £1150.00

Well done, what type of Barclaycard is it?

Cash_Flow

sutton111 wrote: »

Well done, what type of Barclaycard is it?

Cheers mate, It's a Platinum.

I was in my branch today trying to increase my Barclays overdraft, but I have only had the account for 2 months they said not at the moment.
But we can see you opened your barclaycard 6 months ago and are running your account well so we will increase that by £400.00.

I was told to come back in a month and they would increase my Overdraft to £1000.00 once my 3 month internal credit score is calculated.

It all comes in handy when you have a new born baby draining all the resources lol

sutton111

Cash_Flow wrote: »

Cheers mate, It's a Platinum.

I was in my branch today trying to increase my Barclays overdraft, but I have only had the account for 2 months they said not at the moment.
But we can see you opened your barclaycard 6 months ago and are running your account well so we will increase that by £400.00.

I was told to come back in a month and they would increase my Overdraft to £1000.00 once my 3 month internal credit score is calculated.

It all comes in handy when you have a new born baby draining all the resources lol

I'm dead jealous.

I wish I could have a credit card, any would do let alone a Platinum one.

Chocolate_Button_2

Thank you Sutton for your reply, I'll get onto it!

Cash_Flow

sutton111 wrote: »

I'm dead jealous.

I wish I could have a credit card, any would do let alone a Platinum one.

Don't be jealous mate, with the help of all the Girls and Guys on here you will get one;)

sutton111

Chocolate Button -

No problem.

P.S Your searches will drop off after 12 months on Experian or 2 years with Equifax. Most lenders look at searches over the last 6 months.

mumofboys_2

sutton111 wrote: »

I'm dead jealous.

I wish I could have a credit card, any would do let alone a Platinum one.

Sutton, you have been so very kind to so many people on here, that I am sure I am not alone in willing it to happen for you.