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Sub Prime Credit Thread Part II

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Comments

  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    You should ring your Doctor and request one, you naughty boy!!

    My Mum has anemia due to various back operations and has to have bloody test regularly.
    But when I saw my psych last month she asked me how long I had been on lithium and she said that I shouldn't need a blood test for about 3 months. Today she said I had misunderstood her. Silly woman.
  • cifpower
    cifpower Posts: 6,502 Forumite
    mumofboys wrote: »
    You're making me blush.:o

    3 boys - my days of being a fair lady are over - now a harangued battle axe!!!
    Oh please. You are the fairest of them all.
  • mumofboys_2
    mumofboys_2 Posts: 154 Forumite
    cifpower wrote: »
    Oh please. You are the fairest of them all.

    :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    NID must of had his SARS back by now. I dont know where he is hiding.


    Hiya - just to clarify yea, i've had a couple back and will scan them next week when i'm on nights cos at the moment i'm office based and just too busy :mad:

    Sorry for the delays - put it this way, my SAR's look awful..... my details on Hunter are all wrong (Innocent only got 6 pages) - I got 167 pages!!!!

    I am still reading - la dee dar! :confused:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    sutton111 wrote: »
    Where have you been Trouble maker? ;)

    Any S.A.R news?


    Trouble maker? Moi? lol - never (in doubt) hehe
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    I have spoken to Lee Hancock today - Nice guy BTW


    nooooo - Lee HanCOCK is exactly as his name suggests! Mr Experian himself eh? How did that go? :mad:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hiya - just to clarify yea, i've had a couple back and will scan them next week when i'm on nights cos at the moment i'm office based and just too busy :mad:

    Sorry for the delays - put it this way, my SAR's look awful..... my details on Hunter are all wrong (Innocent only got 6 pages) - I got 167 pages!!!!

    I am still reading - la dee dar! :confused:

    :eek: Oh my God 167 pages!!! Spill the beans!!

    He didn't want Josh to SAR Experian, he said it's a waste of time. :confused:
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    cifpower wrote: »
    Oh please. You are the fairest of them all.

    He's after a date with MOB!!
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    sutton111 wrote: »
    :eek: Oh my God 167 pages!!! Spill the beans!!

    He didn't want Josh to SAR Experian, he said it's a waste of time. :confused:


    Absolute rubbish - that is because they have something about him - it is not for Lee or anyone to tell Josh what to do.

    If you see him online later tell him, the best way to stop things going in circles is to follow my initial advice.

    1. SAR all 7 companies
    2. Compare data and then
    3. Write one letter and copy each of the 7 into it

    Doing this shows all of them that you're actually dealing with all 7 companies and it also stops them sending data from one to the other.

    Let me give you a scenario (seen one similar on my Hunters report so it is factual):

    I apply at Barclays and say i've had job for 10+ years and my number at work is 0117 999999. I then apply again say a year later and my job is the same but say i've moved desks with a new number of 0117 999995 (wait for this!).....Hunters record this as FACTUAL FRAUD ALERT STATUS 99 (ermmm please explain how)!

    I then decide to SAR 6 of the 7 companies, omitting say Experian. All the companies remove incorrect data but realise i've not SAR'd Experian and so what they do is send a copy to Experian prior to removing the incorrect data thus meaning when they have removed it I assume i'm in the clear. I am not.

    Experian then update this after a month and guess what, they give the same 6 companies an update and hey presto - back to square one!
    YOU HAVE TO SAR ALL 7 TO BE EFFECTIVE!
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • mumofboys_2
    mumofboys_2 Posts: 154 Forumite
    sutton111 wrote: »
    He's after a date with MOB!!

    What? With my OH and three kids aged 6 and under? - great dating material!!!

    Coffee and chocolate time.
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