Sub Prime Credit Thread Part II

never-in-doubt

noah271007 wrote: »

Unless I've missed out one of the posts, is Hunter a DCA?

I don't know if you have seen or heard this about certain companies in construction industry paying agencies to collect data about potential employees - from criminal records, employment history/references, and so forth.

NO Hunter is a data sharing company. Remember I said they must be paid 10 pounds for SAR. You need to go to see the main post I explained all this..... 2 pouns for CRA's, 10 pounds to Hunters & CIFAS.

What you're referring to was that blacklist on the news. The company that does that is number 6 on my list!!! If you find the post you'll see them there! Begins with an S then a Y lol

sutton111

londonuk2008 wrote: »

threads got very deep. Never thought S.A.R the credit agencies as I thought if we subscribe we could see everything?

No London, if you have a CIFAS they don't necessary have to show to you only the lender. Very sneaky!!!!

Innocent_Guy

sutton111 wrote: »

I'm fine thanks Innocent, how are you?

I'm going to watch Burnley beat Arsenal (fingers crossed) I'm not a Burnley fan, but one less good team in the F.A Cup the better for Man Utd!!

I'm good thanks.... Although I support Arsenal I will let that one slip!

sutton111

Innocent_Guy wrote: »

I'm good thanks.... Although I support Arsenal I will let that one slip!

I don't have a problem with you lot!! I do hate the way the media do build up Arsenal so much and yet they never deliver on the pitch.

never-in-doubt

londonuk2008 wrote: »

threads got very deep. Never thought S.A.R the credit agencies as I thought if we subscribe we could see everything?

Hi mate - long time no see? You ok? I'm still sat in a car watching a house! haha

Read this post for details of why they hide data! #2785

sutton111

never-in-doubt wrote: »

Hi mate - long time no see? You ok? I'm still sat in a car watching a house! haha

Read this post for details of why they hide data! #2785

Oh my God we have a celebrity in the mix, it's Tom Selleck!!! Magnum P.I.

:rotfl: :rotfl:

never-in-doubt

sutton111 wrote: »

Oh my God we have a celebrity in the mix, it's Tom Selleck!!! Magnum P.I.

:rotfl: :rotfl:

urghhhhh thats bad mate, i'm shocked! Selleck has a !!!!!!-star moustache and is really hairy!!!! I'm not hahahaha

puberty evaded me as a child

Doshamento

never-in-doubt wrote: »

It gets worse, I could make you all cringe with some stories but won't - i'll do it when I post what they have about me cos I may shoot myself in the foot!

Bottom line, I 'heard' a rumour that for a backhander, N Hunter will delete your records..... also have a contact name there to text, you then pay cash into PayPal and presto - your record has gone.

These companies are no better than a loan shark in that they dictate who lends to you and how much. Obviously not directly but with the data they share. All 7 companies share info in rounds so month by month they collaborate and update each others systems with CIFAS hidden files being the only exception as the lender requests they remain hidden (why> god only knows)....

Want a better example?

Your posts are very interesting and informative.

I had heard of N Hunter before, but thought they were part of CIFAS.
As for this Synectics company, I had never heard of them and what they do.
This gets more sinister by the minute.

I agree with you regarding concern that hidden data relating to an individual held on sites like CIFAS and these 'spy companies' could be incorrect, out of date etc and probably the main reason why most applications are declined.

What is even more alarming is that this kind of data processing and retention is kept from us (not visible on our credit reports) and may continue to have an adverse effect on future applications for credit of any sort...without us even knowing (unless we do a SAR to all of them)


Credit Expert (Experian) claim that as a CRA they do not make lending decisions, yet if they manage N Hunter, which seems to have the ultimate say in approval or decline of an application for any credit - then Experian are contradicting themselves?

Innocent_Guy

Doshamento wrote: »

Your posts are very interesting and informative.

I had heard of N Hunter before, but thought they were part of CIFAS.
As for this Synectics company, I had never heard of them and what they do.
This gets more sinister by the minute.

I agree with you regarding concern that hidden data relating to an individual held on sites like CIFAS and these 'spy companies' could be incorrect, out of date etc and probably the main reason why most applications are declined.

What is even more alarming is that this kind of data processing and retention is kept from us (not visible on our credit reports) and may continue to have an adverse effect on future applications for credit of any sort...without us even knowing (unless we do a SAR to all of them)


Credit Expert (Experian) claim that as a CRA they do not make lending decisions, yet if they manage N Hunter, which seems to have the ultimate say in approval or decline of an application for any credit - then Experian are contradicting themselves?

It is all a moneymaking scam, read through NID previous post as all the info is on there.

Makes intrersting read..

never-in-doubt

Doshamento wrote: »

Your posts are very interesting and informative.

I had heard of N Hunter before, but thought they were part of CIFAS.
As for this Synectics company, I had never heard of them and what they do.
This gets more sinister by the minute.

I agree with you regarding concern that hidden data relating to an individual held on sites like CIFAS and these 'spy companies' could be incorrect, out of date etc and probably the main reason why most applications are declined.

What is even more alarming is that this kind of data processing and retention is kept from us (not visible on our credit reports) and may continue to have an adverse effect on future applications for credit of any sort...without us even knowing (unless we do a SAR to all of them)


Credit Expert (Experian) claim that as a CRA they do not make lending decisions, yet if they manage N Hunter, which seems to have the ultimate say in approval or decline of an application for any credit - then Experian are contradicting themselves?

To be fair you're spot on. Basically i'd suggest to anyone, for the sake of 28 quid to SAR the lot of them and then you know once and for all what is going on. You then get the documents, study them and compile one letter covering all aspects and cc it to each of the 7 companies so that they all erase the incorrect/out-of-date data simultaneously.

This way it should get sorted once and for all.