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Sub Prime Credit Thread Part II

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Comments

  • System
    System Posts: 178,355 Community Admin
    10,000 Posts Photogenic Name Dropper
    cifpower wrote: »
    BOI only check Equifax for credit cards

    When I applied for a Post Office card last year (issued by BOI) they only checked Experian.

    Looks like another one who chop and change :confused:

    UNDERGROUND :D
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • cifpower
    cifpower Posts: 6,502 Forumite
    Its all rather odd, isn't it? For full current accounts BOI check Experian.
  • System
    System Posts: 178,355 Community Admin
    10,000 Posts Photogenic Name Dropper
    PROLIANT wrote: »
    Oops, I have just hit the apply button :naughty: - watch this space.

    Oh no..... it's started again!!!

    UNDERGROUND :D
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Tef
    Tef Posts: 57 Forumite
    jack290292 wrote: »
    Tef

    Join the gang...I tried for the PO CC on Friday and got the we will let you know. On Tuesday I got a letter requesting more info...I have to send a copy of my passport, bank statement, payslip, and CC bill. If I send copies these all have to be certified...you can take them into a post office to be certified as copies of the originals.Then they will look at the application again!!
    I hope after I go to all this bother they dont say no as I will be pretty p****d off.

    Good luck with your application...keep us posted;)

    I certainly will Jack and yeh I wouldn't send my passport anywhere in todays Mail so thanks for the heads up re post office certified but whats the CC bill you mentioned ? do you already have a credit card?

    Regards
  • c8ndice
    c8ndice Posts: 201 Forumite
    What message did you recieve, Proliant?

    I just got:

    Thank you for applying for your MoneyBack Standard Credit Card

    In the next few days you will receive a printed copy of your Credit Card agreement pack in the post. This will contain instructions on what to do next.

    I'm not too sure about the application process. I ticked the box to say I am a tenant, but still it went on to ask how much the house is worth, and mortgage outstanding :confused:
  • is that a card with good apr??
    i wanna apply for somethin!!
    THANK MEEE:j
  • Thank you for applying for your MoneyBack Standard Credit Card

    In the next few days you will receive a printed copy of your Credit Card agreement pack in the post. This will contain instructions on what to do next.
    THANK MEEE:j
  • kiora
    kiora Posts: 600 Forumite
    Part of the Furniture Combo Breaker
    Thats the message I got so will just have to see if I get anything
    "In Italy for thirty years under the Borgias they had warfare, terror, murder and bloodshed but they produced Michelangelo, Leonardo da Vinci and the Renaissance.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    So is this a new sub prime product?

    Kiora you never answered my earlier question.
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    sutton111 wrote: »
    So is this a new sub prime product?

    Kiora you never answered my earlier question.
    Bank of Ireland is main stream Sutton.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
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