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Sub Prime Credit Thread Part II
Comments
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Kiora, I can't remember, did you have any un-satisfied defaults?
I really hope you get the card.0 -
I am not sure how that would impact on your score, to some lenders it may look like you are being pro-active in managing your credit, to others it may look like you are limiting your exposure to debt.
I would say a couple of settled accounts could only help you tbh.
Thanks. I think I will keep it until June so I have 12 green zeros
And then I will review all my cards and the ones with the highest APRs will go. 0 -
Did they check Experian?Mr P applied on the BOI site direct funny thing is just checked equifax and they did a credit search yesterdaySince when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0 -
I actually had a conversation with BOI today as I opened a basic account with them. They wanted me to apply for their Moneyback card and I asked about the application process. If you apply online they credit check you and if accepted send out the agreement to sign. If I was to do it in branch I would have filled in the paper form they would send off and then credit check me.Mr P applied on the BOI site direct funny thing is just checked equifax and they did a credit search yesterday
I declined their invitation to apply.0 -
I wonder if they only check Equifax, this could be a good thing.Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0
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Just checked no only equifax strange that"In Italy for thirty years under the Borgias they had warfare, terror, murder and bloodshed but they produced Michelangelo, Leonardo da Vinci and the Renaissance.0
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BOI only check Equifax for credit cards0
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Thanks Cif have you got an account with them"In Italy for thirty years under the Borgias they had warfare, terror, murder and bloodshed but they produced Michelangelo, Leonardo da Vinci and the Renaissance.0
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Oops, I have just hit the apply button
- watch this space. Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0
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