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Sub Prime Credit Thread Part II

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Comments

  • ged1980
    ged1980 Posts: 1,342 Forumite
    ged1980 wrote: »
    is getting the we will write to you from cap one a decline or do they tell you on site if you have been declined?


    anyone had a straight decline or is that cap one answer for a decline?
    If you dont like me remember its mind over matter, I dont mind and you dont matter ;)
  • Mrs_Ryan
    Mrs_Ryan Posts: 11,834 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My CitiCard started off at £500 and its now £750. Dont think it will go up any more as Im always a few quid over my limit or late in paying!! to be fair, I've only been charged for this once in a year, they've always been very good with me, cant complain - apart from this apr increase that is :mad:
    Yet they do say for the card I've got you need a good credit rating - mine is shot to pieces so maybe they just took pity on me!!!!!!!!!!!!!!!
    *The RK and FF fan club* #Family*Don’t Be Bitter- Glitter!* #LotsOfLove ‘Darling you’re my blood, you have my heartbeat’ Dad 20.02.20
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good Evening Everyone.

    Why do you want 6 catalogue accounts?
  • ged1980
    ged1980 Posts: 1,342 Forumite
    bushtea wrote: »
    So I can order more stuff.:T


    are you paying off in full?
    If you dont like me remember its mind over matter, I dont mind and you dont matter ;)
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    bushtea wrote: »
    I'm not with Littlewoods because it is 0% APR
    What??????/??
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • ged1980
    ged1980 Posts: 1,342 Forumite
    bushtea wrote: »
    I'm not with Littlewoods because it is 0% APR


    ??????????
    If you dont like me remember its mind over matter, I dont mind and you dont matter ;)
  • ged1980
    ged1980 Posts: 1,342 Forumite
    bushtea wrote: »
    YES, it is 0% at Littlewoods.

    http://www.littlewoods.com/rf/static.do?page=myaccount&cm_re=Homepage-_-Footer+Banner-_-Interest+Free

    With 20 weeks to pay on everything.

    If your item is £60 or over you can pay over 1 year, and there's up to 2 years interest free on selected items


    but they inflate prices so say a tv £500 in shop they charge £650 so you paying intrest already
    If you dont like me remember its mind over matter, I dont mind and you dont matter ;)
  • milfordmadness
    milfordmadness Posts: 711 Forumite
    kiora wrote: »
    Hi
    Has anyone applied for a Bank of Ireland card, I applied and was told they would send out credit agreement in post but no mention of decline or accept, is this normal for them.

    Read my post entitled Bank of Ireland Credit Card! I done the same...... http://forums.moneysavingexpert.com/showthread.html?t=1502369
    Some say he is a racist, others say he is a liar but the truth will always prevail...

    Milford has left the house & aint coming back!
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    bushtea wrote: »
    Are Bank of Ireland sub prime? Also are they not part of Natwest?

    No it's not.

    Ulster bank are part of RBS.
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    bushtea wrote: »
    Are Bank of Ireland sub prime?
    No they are not.
    bushtea wrote: »
    Also are they not part of Natwest?
    No they are not.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
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