Sub Prime Credit Thread Part II

milfordmadness

PROLIANT wrote: »

Great stuff, you did mention in one of your previous post's that you had a Gold Amex Charge Card, how did you manage to get that, was that before or during the time you had adverses data on your credit files?

ahh sorry thats works - i.e. DWP so not really mine I suppose (also has no limit LOL - could buy a porsche)

milfordmadness

Brian1966 wrote: »

A friend of mine has a Citi card, £500 starting limit, increase to £1000 after 6 months. Dont think limits will be dead high to start with as their minimum income requirement is only £7500.
You should have applied for the Ultima visa off them, tell em you earn £100000 per year :rotfl:

I did tell em I earn £100k per annum cos I do earn that!!! LOL

Did you see other thread, fashion world revoked the £125!!!!

PROLIANT

milfordmadness wrote: »

I did tell em I earn £100k per annum cos I do earn that!!! LOL

Did you see other thread, fashion world revoked the £125!!!!

Nice salary who is it you work for mate?
Are you at Director level or senior manager?

Brian1966

milfordmadness wrote: »

I did tell em I earn £100k per annum cos I do earn that!!! LOL

Did you see other thread, fashion world revoked the £125!!!!

Cant understand Fashion World, did you make a small payment on opening account and/or save your payment details.
Worked for me on all of them, even Jacamo which has never been used, just saved a card for future payments

milfordmadness

PROLIANT wrote: »

Nice salary who is it you work for mate?
Are you at Director level or senior manager?

Senior Exec Officer mate (SEO) :-)

I work for Internal Fraud, Central Processing Government. Ironic that i'm victim of I.D fraud don't ya think!

Hey but my official salary is only £50k - the other is my drug money hahahahaha (JOKE - it's the wifes salary)

milfordmadness

Brian1966 wrote: »

Cant understand Fashion World, did you make a small payment on opening account and/or save your payment details.
Worked for me on all of them, even Jacamo which has never been used, just saved a card for future payments

I mentioned last night, them screens were down so maybe you have to do this in office hours and add card? I tried several times but screen just said "details not available"

Brian1966

milfordmadness wrote: »

I mentioned last night, them screens were down so maybe you have to do this in office hours and add card? I tried several times but screen just said "details not available"

Think they update systems in early hours, all of my increases have shown at 6am (check daily, I'm a saddo)
You have loads of searches anyway so maybe try again, they are good for limit increases and do report to all 3 agencies which has to be a bonus :j

sutton111

Good Afternoon Everyone.

TheEffect

Does anyone know whether PayPal transactions are classed as cash withdrawals with Aqua and Vanquis? I've heard some CC's treat them as cash withdrawals...

PROLIANT

TheEffect wrote: »

Does anyone know whether PayPal transactions are classed as cash withdrawals with Aqua and Vanquis? I've heard some CC's treat them as cash withdrawals...

Never heard of that before, I use Monument, Vanquis and Capital One on Pay Pal and the transaction is classed as a purchase.