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Sub Prime Credit Thread Part II

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Comments

  • kiora
    kiora Posts: 600 Forumite
    Part of the Furniture Combo Breaker
    I,m fine Sutton how are you just sitting watching tv after pigging out on a curry
    "In Italy for thirty years under the Borgias they had warfare, terror, murder and bloodshed but they produced Michelangelo, Leonardo da Vinci and the Renaissance.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    kiora wrote: »
    I,m fine Sutton how are you just sitting watching tv after pigging out on a curry

    I'm fine thanks, Man Utd won so that cheered me up no end. :j

    Your not listening to your goat music then? :D
  • kiora
    kiora Posts: 600 Forumite
    Part of the Furniture Combo Breaker
    no tend to only listen to goat music when I'm driving :D
    "In Italy for thirty years under the Borgias they had warfare, terror, murder and bloodshed but they produced Michelangelo, Leonardo da Vinci and the Renaissance.
  • claire6hy
    claire6hy Posts: 967 Forumite
    whats CIFAS??
    THANK MEEE:j
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    claire6hy wrote: »
    whats CIFAS??
    Credit Industry Fraud Avoidance System
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • UncleSimit
    UncleSimit Posts: 167 Forumite
    Thought I'd apply for the Vanquis card just to round off my searches to 20 :o, but received yet another "We'll contact you within X amount of days with our decision". Though I was accepted for Cap1 couple weeks ago, I was declined for Aqua and presume i'll be declined for Vanquis too.

    Ah well, i'm happy to atleast have one card :j.
  • ged1980
    ged1980 Posts: 1,342 Forumite
    bushtea wrote: »
    Why did Aqua decline you?

    Are Capital One subprime then?

    I've heard it is near impossible to get declined for Vanquis unless you have seriously messed up credit history.


    well you heard wrong could be a simple reason vanquis rejected i got rejected but they dont send letter so cant appeal
    If you dont like me remember its mind over matter, I dont mind and you dont matter ;)
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    PROLIANT wrote: »
    Credit Industry Fraud Avoidance System

    Thanks PROLIANT, I actual never knew what it stood for. :)
  • milfordmadness
    milfordmadness Posts: 711 Forumite
    sutton111 wrote: »
    Thanks PROLIANT, I actual never knew what it stood for. :)

    LOL, thats sad mate! :rotfl:

    Have you seen here: http://www.cifas.org.uk/

    Edit: To be fair I am an expert of cifas lately - hahahaha

    On that note - Sygma have removed their cifas against me, after my threatening letter to them! LOL - muppets!
    Some say he is a racist, others say he is a liar but the truth will always prevail...

    Milford has left the house & aint coming back!
  • milfordmadness
    milfordmadness Posts: 711 Forumite
    ged1980 wrote: »
    well you heard wrong could be a simple reason vanquis rejected i got rejected but they dont send letter so cant appeal

    I got rejected in December, done online application again in Jan (waited 3 weeks) and it went through, yea only £250 limit but shows them you may be genuine if you reapply.....

    Worth a try, will only come back as a yes/no/we'll be in touch! If the latter - well done (usually a yes but sometimes a no!)
    Some say he is a racist, others say he is a liar but the truth will always prevail...

    Milford has left the house & aint coming back!
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