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Sub Prime Credit Thread Part II

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Comments

  • ged1980
    ged1980 Posts: 1,342 Forumite
    sutton111 wrote: »
    A bit of both Ged.

    My Brother applied a few months back and got declined after receiving a similar message. But my mate applied got the same message and was accepted, it doesn't mean a decline nor an accept. HTH :D



    so 50/50 then im not on ER so they may want proof thanks
    If you dont like me remember its mind over matter, I dont mind and you dont matter ;)
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    ged1980 wrote: »
    i got the thanks we will reply in 5-10 days if we need more info?




    is that a good think or do cap 1 say that to all declines


    Good Luck though. :D

    What other sub prime cards do you have and do you have a full bank account?
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    ged1980 wrote: »
    so 50/50 then im not on ER so they may want proof thanks

    Niether was my mate, but they did ask for ID. If they ask you for ID then it's a good sign you have been accepted.
  • which citi bank one is it?
    THANK MEEE:j
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    Citi Bank are having trouble, don't think they will be giving out credit cards on a whim.;)
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • ged1980
    ged1980 Posts: 1,342 Forumite
    sutton111 wrote: »
    Good Luck though. :D

    What other sub prime cards do you have and do you have a full bank account?

    i have MBNA card only use £50 a month and pay in full i have A&L current account also next account and a t-mobile phone littlewoods direct asked for proof of address as not on ER i posted that yestardy
    If you dont like me remember its mind over matter, I dont mind and you dont matter ;)
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Littlewoods Direct asked for proof of address, They didn't ask me for proof of my address I'm not on the Electoral Roll either. Nevermind I'm sure that will get set-up once you have sent the ID in.

    What are A&L like? I've heard bad stories about them.
  • ged1980
    ged1980 Posts: 1,342 Forumite
    sutton111 wrote: »
    Littlewoods Direct asked for proof of address, They didn't ask me for proof of my address I'm not on the Electoral Roll either. Nevermind I'm sure that will get set-up once you have sent the ID in.

    What are A&L like? I've heard bad stories about them.


    i got the sorry we cant open account letter from littlewoods but it says you can appeal i though im gonna appeal as i get so many of these letters so i phoned them up asking how i do it and nice lady on phone said i only got rejected online because im not on ER so send in proof of address so it is worth asking why you get rejected


    AL ok i have a basic account with natwest handles my DD ect but i got my £100 for moving to AL this month lol money in the bank
    If you dont like me remember its mind over matter, I dont mind and you dont matter ;)
  • kiora
    kiora Posts: 600 Forumite
    Part of the Furniture Combo Breaker
    Thanks for that post Milford, did you ever get an answer. How come you got so many CIFAS and Searches were you cloned?
    "In Italy for thirty years under the Borgias they had warfare, terror, murder and bloodshed but they produced Michelangelo, Leonardo da Vinci and the Renaissance.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi Kiora.

    How are you?
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