please help unsure

SJ_Jones

mitchaa wrote: »

So when someone on benefits comes along and says ''they dont give you much do they'' Is it a wonder why the hardworking tax payer may get his back up about it:rolleyes:

DavenKirst is better off than most believe it or not.

Its criminal, absolute criminal and the reason as to why this country is in the state it is in. Benefit claimants could at least show an ounce of gratitude. The system is far far too generous, the sooner the tories come in and stop this nonsense the better

The OP has stated that she has worked all her life and now appears to be claiming benefit for a genuine reason - for the reasons it was created for.

I am 27 & have just been made redundant and am going to be claiming Jobseekers Allowance & Housing Benefit (and anything else that I'm entitled to!) while I look for more work. I too have worked since I was old enough, and therefore feel that I have paid for the benefits which I will now be claiming. Sort of like insurance.

Do not lump everyone who claims benefit into one group... especially in the current economic climate! There are perfectly legitimate reasons for claiming benefits and noone should feel ashamed to do so. What would you do if you were made redundant? I hope you wouldn't be too proud to claim what you are enitled to!?

Martin himself states that we should be claiming what we are entitled to - are you going to argue with him?

Oldernotwiser

SJ_Jones wrote: »

I am 27 & have just been made redundant and am going to be claiming Jobseekers Allowance & Housing Benefit (and anything else that I'm entitled to!) while I look for more work. I too have worked since I was old enough, and therefore feel that I have paid for the benefits which I will now be claiming. Sort of like insurance.

Unfortunately the benefits system doesn't work like that; it's not a personal pot that you can dip into when times are hard! Your benefits now come out of the contributions of other people who are working.

I don't think that anyone's saying that people shouldn't claim what they're entitled to but, when someone will be receiving benefits equivalent to over £30,000 pa salary, it's obviously annoying when they say that they're not given much to live on! I wonder if you've read the whole thread rather than just having a knee jerk reaction.

davenkirst

SJ_Jones wrote: »

The OP has stated that she has worked all her life and now appears to be claiming benefit for a genuine reason - for the reasons it was created for.

I am 27 & have just been made redundant and am going to be claiming Jobseekers Allowance & Housing Benefit (and anything else that I'm entitled to!) while I look for more work. I too have worked since I was old enough, and therefore feel that I have paid for the benefits which I will now be claiming. Sort of like insurance.

Do not lump everyone who claims benefit into one group... especially in the current economic climate! There are perfectly legitimate reasons for claiming benefits and noone should feel ashamed to do so. What would you do if you were made redundant? I hope you wouldn't be too proud to claim what you are enitled to!?

Martin himself states that we should be claiming what we are entitled to - are you going to argue with him?

I am obviously very grateful to the help that there is out there.. and did say in an earlier comment that i am thankful we have a benefits system... I am claiming for a truthful reason, just feel its a shame i am in such a position now after working for so long. Really i am grateful to the help thats out there.. Just difficult adjusting it in my brain i think..

Damzel_In_Distress

mitchaa wrote: »

Why do you only get £42.45 when the basic amount is £60.50? Are you in arrears? If so, you are still being paid £60.50 but a portion of that is being used to pay back overpaid money in the past. As politely as i can put, you are still costing the tax payer £60.50pw

Housing benefit is irrelevant here, £87pw or £250pw only depends on where you live in the country. In the south where rents are expensive, £250pw is the norm for LHA, in London it may be 2x/3x this amount.

The main point here is you get a free roof over your head, and you do not need to pay CT.

CTC, i assume you have 1 child (Not 2 like the O.P) will be £2085+£545 = £2630pa/52 = £50.57pw

Again if you are ''only'' receiving £40pw i suspect you are paying back arrears. If so, you are still getting £50.57pw, you are just paying back what you owe back through overpayments.

:eek: I am not paying back arrears at all...! and how you can assume im in debt with dwp without even knowing me is a little rude. I only get that much as my sons father pays me £20 a week (although i dont take cash off him,but thats another story) and it is deducted from my IS to accomodate for it,even though this is not done through the csa.

The "roof" is not free,i pay over £100 a month myself.

And im not costing the "tax payer" in the way you say..i worked all my life every day! up until i was heavily pregnant and was left by my partner in my last month with no where to live and no longer a job as we had agreed i would leave it to take of the baby-he then left (men!) ..i have paid into a system for years so why am i then not entitled to when i am in genuine need to claim back from the system i have put into for longer than i have been claiming??

Oh wait i get it,its all good when your paying your taxes but its wrong to claim out of the tax fund when you need it? ..i thought that was the point of it in the first place..

bestpud

davenkirst wrote: »

I am obviously very grateful to the help that there is out there.. and did say in an earlier comment that i am thankful we have a benefits system... I am claiming for a truthful reason, just feel its a shame i am in such a position now after working for so long. Really i am grateful to the help thats out there.. Just difficult adjusting it in my brain i think..

You may already have done all this, but now you know what you have coming in, have a look around the other boards on here to make it stretch as far as possible.

The ones that spring to mind are the:

Old Style Board - they will help you save money on household things including nappies and food, fuel etc. They are great with budgets and very supportive.

Debt Free Wannabe Board - you don't have to be in debt! They are great for shaving your outgoings; you can post an SOA.

Utilities Board inc telephone etc to check you have the cheapest suppliers.

Families Board for helping with child and family costs.

I'm sure there are others but do have a look as there is loads of help on here.

You have enough coming in; you just need to take stock and adjust your outgoings (and spending habits in general) accordingly, I think.

Hth

SJ_Jones

Oldernotwiser wrote: »

Unfortunately the benefits system doesn't work like that; it's not a personal pot that you can dip into when times are hard! Your benefits now come out of the contributions of other people who are working.

I don't think that anyone's saying that people shouldn't claim what they're entitled to but, when someone will be receiving benefits equivalent to over £30,000 pa salary, it's obviously annoying when they say that they're not given much to live on! I wonder if you've read the whole thread rather than just having a knee jerk reaction.

I know it doesn't work like that - I'm just saying that I have been a taxpayer, and so I have contributed to this pot previously, and therefore should not be made to feel guilty to dipping into it when needed.

And yes I have read the whole thread, and feel that this should not be a thread used to moan about people who are claiming benefits for genuine reasons, and should be used to offer constructive advice to those in need.

Oldernotwiser

SJ_Jones wrote: »

And yes I have read the whole thread, and feel that this should not be a thread used to moan about people who are claiming benefits for genuine reasons, and should be used to offer constructive advice to those in need.

I think it quite constructive to point out to someone exactly how much they're receiving in benefits if they're feeling hard done by. Sometimes it pulls them up short and makes them realise that they're not that badly off after all.

krisskross

Plus of course it is forgotten how quickly things add up. If someone is getting £20k a year in benefits, assuming just 10 years claiming. This will probably wipe out every halfpenny they will ever pay in, and not allowing for schools, NHS, defence, and all the other things our taxes pay. I wish we did all have a 'personal pot' where you could only take out what you have put in.

We have an excellent social welfare programme but again I will reiterate that it relies on most of us never claiming a penny.

jennie09

Damzel_In_Distress wrote: »

Why do people who dont like people on benefits...come to the benefits board and choose to read and comment on threads about people who claim them for what ever reason???...you all must have pretty sad lives if all youve got to do is troll round boards looking to tar everyone with the "scrounger" brush to make yourselves feel superior!

yes i agree the lone parent haters are here again it proves my point too that they have sad lives and just look for lone parents to pick on i put one post on here and they couldnt wait to post thier snotty comments could be jealousy i think, especially older not wiser and kriss cross bit of advice get a life and stop picking on vulnerable people

krisskross

jennie09 wrote: »

yes i agree the lone parent haters are here again it proves my point too that they have sad lives and just look for lone parents to pick on i put one post on here and they couldnt wait to post thier snotty comments could be jealousy i think, especially older not wiser and kriss cross bit of advice get a life and stop picking on vulnerable people

Not lone parent hater at all. Must admit I do not think much of anyone who sets out to have children without providing a father for them but I have every sympathy with those mothers who find themselves left holding the baby after having children in what they thought were stable relationships. That could happen to any one of us females.

However I do object to anyone complaining about not getting enough free money and housing. I think it has been shown that benefits for lone parents are fairly generous.

I have a very happy life thank you, worked hard, brought up 4 children. Now retired and living the life of riley.