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The Mortgage Free in Three - Take 2 challenge (MFiT-T2)
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We're still plugging away with bits here and there on top of our usual 500 overpayment. Generally averaging 600 extra a month. We now under 154K and hoping to get below 150K for December, then to have a month off to enjoy Christmas and get back into it in Jan.
Good luck allMFW: Was: £136,000.......Now: £47,736.58......0 -
Just took me ages to find this...
another £250 put in savings ...hoping to be under £30k next month.
My mortgage is an offset at 0.99% so I assume that I'm better off having the money in savings accounts paying 2.6% rather than the offset.0 -
Well Done xxMortgage Free as of 31/5/11 :j:j:j:j:j:j:j0
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Cool. Just managed to find an extra £500 to pay off my capital. Took it below £43k which is now 10k below what I started this challenge with. Still behind with the plan to pay it off in 3 years but a 9k endownment winging its way to me next June will put me back on track.12/12/12 Lets party!:beer:0
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That's great news loopy0
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i know now i wont be able to be mfw dec 2012--but i will be late 2013£48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
debt/mortgage free 28/11/14
vanguard shares index isa £1000
credit union £400
emergency fund£500
#81 save 2018£42000 -
Thanks BT.
12/12/12 Lets party!:beer:0 -
hello FB and all other MFI3 ers
I haven't been very on the ball with my updates to the googledocs thingy, but I have just done it today. My DS2 is 5 months old now so he is my excuse for lack of updates
:D
Current MF news from me, £79,480 now reduced to £53,385 yay!
current dilemma on the MF front: new kitchen is required as old one now very leaky, so may cause structural problems.
IKEA and B and Q are offering 24-36 month interest free deals, so we won't have to give up our overpay pot immediately and can throw more at the mortgage. Howdens offers no interest freedeal and is £4600 payable now. Advantage of howdens is that we can start the work on monday whereas the other 2 deals will have a lag time of 4 weeks plus hanging around for the fitter.
Dilemma!
Best wishes to you all in your MF quests,
Love weezl x
:hello:Jonathan 'Fergie' Fergus William, born 05/03/09, 7lb 4.4oz:hello:
Benjamin 'Kezzie' Kester Jacob, born 18/03/10, 7lb 5oz:)
cash neutral gifts 2011, value of purchased gifts/actual paid/amount earnt to cover it £67/£3.60/£0
january grocery challenge, feed 4 of us for £400 -
Weezl I would go with Howdens - much better quality.A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0
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i have had to pay the mid year tax bill and looks like i will be having to reduce my contract to 3 days a week for a short while as it's very quiet on the workfront here - so 40 percent loss of earnings:eek:. overpayments will take a big hit but at least nothing else will be effected. i'm ahead of myself at the moment and hoping things will get back on track.Those who will not reason, are bigots, those who cannot, are fools, and those who dare not, are slaves. - Lord Byron0
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