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The Mortgage Free in Three - Take 2 challenge (MFiT-T2)

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Comments

  • taxi73
    taxi73 Posts: 20,815 Forumite
    Weezl..I'd go for Howdens as well ...better quality and no waiting around.
    Ninky sorry to hear that you are having to do reduced hours ..perhaps it'll pick up again shortly.

    I've just put another £200 in mortgage savings and getting close to under £30k...should do that in next couple of weeks.
  • mark5
    mark5 Posts: 1,364 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I wouldnt trust B&Q to deliver due to previous dealings with them.
  • ninky_2
    ninky_2 Posts: 5,872 Forumite
    i'd go howdens. much better quality. b and q are a nightmare - deliver wrong and damaged items you then end up having to take back into store yourself if you don't want to wait a lifetime for them to make amends. along with many other screw ups they delivered 3 full worktops to us - we live in a 1 bed flat, not a castle!!
    Those who will not reason, are bigots, those who cannot, are fools, and those who dare not, are slaves. - Lord Byron
  • abouttimetoo
    abouttimetoo Posts: 1,860 Forumite
    Part of the Furniture Combo Breaker
    Hi all

    I've made an OP of £500 but I'm having a right toodoo with money this month
    • admin error at work meant I didn't get paid :eek: It should be in my account by to-morrow but this will be 7 days late
    • credit card took £93 out by DD even though I had a nil balance, they charge £25 to refund it via BACS so I've had to agree to a cheque refund which didn't cost but it will take up to two weeks to refund
    • an admin delay with council tax meant I've overpaid on the BTL by £33 so waiting for a refund
    • Still waiting for approx £123 from PEP cash equity
    • Had a few days away on a city break and spent more than I'd intended
    My OP this month takes me to £3800 this year and 40% of this years target so I'm a bit behind.
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Hi all

    I've made an OP of £500 but I'm having a right toodoo with money this month
    • admin error at work meant I didn't get paid :eek: It should be in my account by to-morrow but this will be 7 days late
    • credit card took £93 out by DD even though I had a nil balance, they charge £25 to refund it via BACS so I've had to agree to a cheque refund which didn't cost but it will take up to two weeks to refund
    • an admin delay with council tax meant I've overpaid on the BTL by £33 so waiting for a refund
    • Still waiting for approx £123 from PEP cash equity
    • Had a few days away on a city break and spent more than I'd intended
    My OP this month takes me to £3800 this year and 40% of this years target so I'm a bit behind.


    Sounds like a right nightmare..guess things can only get better
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Have just transferred another £1958.00 in to my savings account so am now under £30K
  • abouttimetoo
    abouttimetoo Posts: 1,860 Forumite
    Part of the Furniture Combo Breaker
    taxi73 wrote: »
    Sounds like a right nightmare..guess things can only get better

    Thanks taxi, yes, it is annoying and frustrating too; fortunately, in my case annoying and frustrating are the only impacts, my mother and I were just saying that it's easy to see that should this happen to people who are already stuggling financially that this sort of things can so quickly and all too easily put them further into the mire.

    On another note I was sorry to hear about your health situation but I'm really pleased you decided to remain part of the gang and are remaining positive.

    Best wishes
    ATT
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
  • abouttimetoo
    abouttimetoo Posts: 1,860 Forumite
    Part of the Furniture Combo Breaker
    taxi73 wrote: »
    Have just transferred another £1958.00 in to my savings account so am now under £30K

    A great milestone Taxi, well done you :j:j
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Thanks abouttimetoo....am really pleased with that as I was going to back out of this challenge a number of weeks back due to the cancer and thinking that I had no chance of completing this challenge.
  • mummyofonechild
    mummyofonechild Posts: 1,995 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    taxi73 wrote: »
    Thanks abouttimetoo....am really pleased with that as I was going to back out of this challenge a number of weeks back due to the cancer and thinking that I had no chance of completing this challenge.

    And we are glad you decided to stay :j
    Mortgage Free as of 31/5/11 :j:j:j:j:j:j:j
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