RMA Debt Collection Agency

rog2

pipk62 wrote: »

hahaha, indeed i do RAS, all that time they give up for those in need. :rolleyes:

nice to see you too RAS

Still good reading - and very pertinent to the board, today. :T :T

Tobiwan_Kenobi

I informed MBNA that I was bankrupt about 10 days ago and received a call from RMA this evening. They asked me to confirm security questions with them and I just kept asking why they were contacting me - He said he couldn't talkt to me until I confirmed security details. We reached an impasse pretty quickly!

They said I would be receiving a letter from them. I do seem to be receiving an awful lot of mail at the moment!

RAS

Hi

Just stop them quote your BR number and tell them to contact the OR.

it can take 6 weeks for the OR to mail your creditors but

Then remind them that repeated calls to a BR who has the protection of the court, is haressment and if you hear from them again you will report them.

Tobiwan_Kenobi

I just wondered why I should have to tell them as well when I've already told MBNA, who are the actual creditors. It's rather annoying!

rog2

Tobiwan_Kenobi wrote: »

I just wondered why I should have to tell them as well when I've already told MBNA, who are the actual creditors. It's rather annoying!

In actual fact, TK, you don't need to tell anybody. It is the responsibility of the Official Receiver to inform your creditors of your bankruptcy. However, this does, often, take time and most people will tell their creditors/dcas simply to get them off of their backs. In my case, MBNA hounded me for three months into my bankruptcy period, even though I had informed them of my bankruptcy.
If they continue to call, log all calls - do not reply to their questions, and report them to Trading Standards for harassment.

Barecupboard

I experienced the same problem with MBNA & RMA. RMA called me twice a day until I got fed up and didn’t answer the calls from them. When I spoke to MBNA and confirmed a payment etc. I would receive a call from RMA and they didn’t know anything about my conversation with MBNA.
The calls from RMA have stopped now.

pirates

I have had exactly the same problem with RMA / MBNA. I have spoken to them about 4 times ina week telling them that I am going on a DMP etc etc and that I have sent the letter. They were ringing my house 2 - 3 times a day and whilst I wasn't fielding the calls, it was getting very stressful.

They also offerred me a consolidation loan, don't you think I tried that before it got to this stage and at a reasonable rate of interest not what they were offering.

I know I owe these people and I am committed to pay through the DMP, but i tried everything else before I went down this route. They had put my interest up to about 30%, when i tried to find this on any statements I couldn't. They were even less than helpful about reducing this when I started struggling with the repayments.

grrrrrr - they all make me mad!!:mad:

RAS

Hi

if you took this card out before April 2007, have you donme a CCA request? MBNA are notorious for not doing them properly.

And you can write and instruct them to remove your telephone number from their records, and report them to the Io if they do not sort it out.

teatowel2202

pipk62 wrote: »

:rotfl: :rotfl: :rotfl: :rotfl:

Is RMA getting so desperate it needs to get its employees to come on here?

doubtful. seen as they are part of the biggest DCA in the world.

maz1964

hiya all

well i see mistery88 has gone back to the cave,,,,, never did come back to give me an explanation,,,,, but then i bet you are one of those creditors trying to get hold of me,,,,well let me tell you all about this device that is going to be up for show at the ideal home exhibition sooonnnnnnn,,,,

truecall

i cant believe the silence in the house, it does show me that i was harrassed in my own home on my own phone,, but no moreeeeeeeeeeee

,it goes to show the many calls creditors do each day,,,, and it records all your numebers called,,,its wonderful,,,i also wrote to the companies to write to me and not call, they ignored me, gave me execuses oh lots of reasons blah blah blah

but now ive got the last laugh,,,cos i know who calls and i will be arranging my call listings as part of any harrassment claim i wish to persue in the future

ask me any questions and i will help you it was worth the near 100.00 oh boy i can now relax in my own home

have a wonderful weekend,,,laters all maz :beer: